About Affinity Credit Union
Affinity Credit Union is Saskatchewan's largest credit union, established January 1, 2005 through consolidation of Saskatchewan credit unions and headquartered in Saskatoon. It operates roughly 50 branches in 41 communities across the province and states it operates only in Saskatchewan; Wikipedia (Aug 2023) reports ~144,000 members and $9.6B in managed assets.
MoreLess
Access: Membership required · Open common bond
Eligible provinces: Saskatchewan
How to join: Open a membership online ('Open your Affinity membership online right now, from wherever you are') or at any advice centre.
Notes: Share purchase amount not stated on the join page.
Deposit protection: Credit Union Deposit Guarantee Corporation (Saskatchewan)
100% deposit guarantee; also the prudential regulator
Current top rates
rates confirmed as of 2026-10-12| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.15% |
| 2-year GIC | 3.35% |
| 3-year GIC | 2.80% |
| 4-year GIC | 2.90% |
| 5-year GIC | 3.00% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-10-12Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-regTFSAFHSA | N | — | At maturity | $500+ | 3.15% |
| 1 year | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | $500+ | 2.50% |
| 2 years | Non-regTFSAFHSA | N | — | At maturity | $500+ | 3.35% |
| 2 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | $500+ | 2.65% |
| 3 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | $500+ | 2.80% |
| 4 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | $500+ | 2.90% |
| 5 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | $500+ | 3.00% |
| FHSA Flex TermNon-redeemable · paid at maturity · $500 minimum | ||||||
| 1 year | Non-regRRSPTFSAFHSA | N | — | At maturity | $500+ | 2.40% |
| 1 year | Non-regRRSPTFSAFHSA | N | — | At maturity | $500+ | 2.00% |
| U.S. dollar — all terms | ||||||
| 1 year | Non-reg | N | — | At maturity | $500+ | 2.00% |
No rates match these filters.
Escalator GICs
rates confirmed as of 2026-10-12The rate rises each year of the term. Yield is the effective annual yield the institution prints.
| Product | Yr 1 | Yr 2 | Yr 3 | Yr 4 | Yr 5 | Yield |
|---|---|---|---|---|---|---|
| 3-year escalators | ||||||
| 3 Year Escalator3 years · min $500Non-regRRSPRRIFTFSAFHSA | 2.65% | 3.05% | 3.30% | — | — | 3.00% |
| 5-year escalators | ||||||
| 5 Year Escalator5 years · min $500Non-regRRSPRRIFTFSAFHSA | 2.65% | 2.95% | 3.15% | 3.35% | 3.65% | 3.15% |
Savings & chequing rates
rates confirmed as of 2026-10-12Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Everyday Savings | — | — | $0 | 0.10% |
| Savings | Everyday Savings | — | — | $5,000 | 0.15% |
| Savings | Investor Savings | — | — | $0 | 0.65% |
| Savings | Investor Savings | — | — | $100,000 | 0.80% |
| Chequing | |||||
| Chequing | Personal Chequing | — | — | $0 | 0.01% |
| Chequing | Personal Chequing | — | — | $5,000 | 0.01% |
| Chequing | Personal Chequing | — | — | $25,000 | 0.02% |
| Chequing | Personal Chequing | — | — | $100,000 | 0.05% |
| USD | U.S. ChequingUS$ | — | — | $0 | 0.01% |
| USD | U.S. ChequingUS$ | — | — | $5,000 | 0.01% |
| USD | U.S. ChequingUS$ | — | — | $25,000 | 0.02% |
| USD | U.S. ChequingUS$ | — | — | $100,000 | 0.05% |
| RRSP | |||||
| RRSP | All Balances | — | — | $50 | 0.20% |
| RRIF | |||||
| RRIF | All Balances | — | — | $50 | 0.20% |
| TFSA | |||||
| TFSA | TFSA Savings | — | — | $0 | 0.35% |
| FHSA | |||||
| FHSA | FHSA Savings Account | — | — | — | 4.00% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-12Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Open | No | 8.49% |
| 6-month | Fixed | Closed | No | 6.09% |
| 1-year | Fixed | Closed | No | 5.84% |
| 2-year | Fixed | Closed | No | 5.94% |
| 3-year | Fixed | Closed | No | 6.05% |
| 4-year | Fixed | Closed | No | 6.09% |
| 5-year | Fixed | Closed | No | 6.09% |
| 7-year | Fixed | Closed | No | 6.29% |
| 3-year | Variable | Closed | No | 3.95%Prime − 0.50% |
| 5-year | Variable | Closed | No | 3.95%Prime − 0.50% |
| CU Flex ClosedFixed · closed · conventional · 6-month to 7-year terms | ||||
| 6-month | Fixed | Closed | No | 5.99% |
| 1-year | Fixed | Closed | No | 5.04% |
| 2-year | Fixed | Closed | No | 4.44% |
| 3-year | Fixed | Closed | No | 4.49% |
| 4-year | Fixed | Closed | No | 4.54% |
| 5-year | Fixed | Closed | No | 4.59% |
| 7-year | Fixed | Closed | No | 4.79% |
| Straight Rate ClosedFixed · closed · conventional · 1-year to 5-year terms | ||||
| 1-year | Fixed | Closed | No | 4.69% |
| 2-year | Fixed | Closed | No | 4.09% |
| 3-year | Fixed | Closed | No | 4.14% |
| 4-year | Fixed | Closed | No | 4.19% |
| 5-year | Fixed | Closed | No | 4.24% |
No mortgage rates match these filters.
We hunt. You gather.
Rates change without notice. Get rate alerts from Ratehunter and you'll be the first to know when Affinity Credit Union — or anyone else — posts a better rate.
Get rate alertsBrowse all institutions · Best GIC rates · Best HISA rates · Best mortgage rates