Rate guide · data as of 2026-10-16
Today's big game in savings: the highest high-interest savings rates across the banks and credit unions we track. Liquid, no lock-in, and ranked for your province.
Savings rates can change any day. Get rate alerts from Ratehunter and you'll be the first to know when a higher savings rate lands.
Get rate alertsEvery savings offer we track in your region — one row per distinct account, rate and balance tier.
| Institution | Account | Min balance | Rate |
|---|---|---|---|
| CIBC | Cibc eAdvantage Savings Account | — | 4.60% |
| CIBC | Cibc eAdvantage Savings Account | $10,000 | 4.60% |
| CIBC | Cibc eAdvantage Savings Account | $25,000 | 4.60% |
| CIBC | Cibc eAdvantage Savings Account | $100,000 | 4.60% |
| CIBC | Cibc eAdvantage Savings Account | $500,000 | 4.60% |
| Steinbach Credit Union | Daily Growth Savings Account Special Rate | — | 4.60% |
| Meridian Credit Union | High Interest Savings Account (HISA) | — | 4.40% |
| Steinbach Credit Union | SaveWise™ Account | — | 4.00% |
| KOHO | Everything | — | 3.50% |
| Access Credit Union | Grow Savings | — | 3.25% |
| Rosenort Credit Union | High Yield Savings (Personal) | $250,000 | 3.25% |
| Laurentian Bank | High Interest Savings Account | $100,000 | 3.20% |
| Rosenort Credit Union | High Yield Savings (Personal) | $100,000 | 3.10% |
| Wealth One Bank of Canada | Non-Registered High Interest Savings Account | $25,000 | 3.00% |
| Rosenort Credit Union | High Yield Savings (Personal) | — | 2.95% |
| Saven Financial | HISA | — | 2.85% |
| Oaken Financial | Savings Account | — | 2.80% |
| EQ Bank | 30-Day Notice Savings Account | — | 2.75% |
| Korean Catholic Church Credit Union | High-Interest Savings Account | — | 2.75% |
| Lighthouse Credit Union | High Interest Savings (No-Fee) | — | 2.75% |
| Neo Financial | Neo Savings | — | 2.75% |
| Wealth One Bank of Canada | Non-Registered High Interest Savings Account | $10,000 | 2.75% |
| Bridgewater Bank | Smart eSavings Account | — | 2.70% |
| Souris Credit Union | Strategic Savings Account | $50,000 | 2.65% |
| Souris Credit Union | Strategic Savings Account | $20,000 | 2.60% |
| Wealth One Bank of Canada | Non-Registered High Interest Savings Account | — | 2.60% |
| Atlantic Edge | Monthly Savings Plan Smart Savings Plan | — | 2.55% |
| Souris Credit Union | Strategic Savings Account | $10,000 | 2.55% |
| Churchbridge Credit Union | Adventure Account | — | 2.50% |
| Consolidated Credit Union | Tiered Savings Account | $500,000 | 2.50% |
| Equity Credit Union | High Interest Savings Account – Calculated Daily and Paid Monthly | — | 2.50% |
| Hubert Financial | High Interest Savings | — | 2.50% |
| KOHO | Extra | — | 2.50% |
| Parama Credit Union | Daily Interest Premium Savings | — | 2.50% |
| Souris Credit Union | Strategic Savings Account | $5,000 | 2.50% |
| Sun Life - Insurance | Superflex Insurance GIC | — | 2.50% |
| Wealthsimple Cash / Save | Savings | — | 2.50% |
| Souris Credit Union | Strategic Savings Account | — | 2.45% |
| Canadian Tire Bank | Canadian Tire High Interest Savings® Account | — | 2.40% |
| Consolidated Credit Union | Tiered Savings Account | $200,000 | 2.35% |
| EQ Bank | 10-Day Notice Savings Account | — | 2.35% |
| Access Credit Union | Platinum Savings | $250,000 | 2.25% |
| Kawartha (a division of Libro) | High Interest eSavings Account (eHISA) | — | 2.25% |
| National Bank (incl. former CWB retail) | Cash Advantage Solution | $500,000 | 2.25% |
| Steinbach Credit Union | High Interest Savings Account | $250,000 | 2.25% |
| B2B Bank | High Interest Savings Account (HISA) | — | 2.20% |
| B2B Bank | High Interest Savings Account (HISA) | $500,000.01 | 2.20% |
| General Bank of Canada | Current HISA Rate | — | 2.20% |
| Laurentian Bank | High Interest Savings Account | — | 2.20% |
| Canada Life | Canada Life High Interest Savings Account – Series F | — | 2.15% |
| Niverville Credit Union | Fat Cat® | — | 2.15% |
| Steinbach Credit Union | High Interest Savings Account | $100,000 | 2.10% |
| Access Credit Union | Platinum Savings | $100,000 | 2.00% |
| Equitable | Daily Interest Account (DIA) | — | 2.00% |
| KOHO | Essential | — | 2.00% |
| Motor City Credit Union | Youthsave | — | 2.00% |
| Southwest Regional Credit Union | Savings Account | $100,000 | 2.00% |
| Steinbach Credit Union | SaveWise™ Account | $2,000 | 2.00% |
| Steinbach Credit Union | High Interest Savings Account | — | 2.00% |
| Winnipeg Police Credit Union | High-Yield Savings | $250,000 | 2.00% |
| MAXA Financial | High Interest Savings Account | — | 1.95% |
| Outlook Financial | High Interest Savings Account | — | 1.95% |
| Rosenort Credit Union | AgriInvest Savings | — | 1.95% |
| Winnipeg Police Credit Union | High-Yield Savings | $100,000 | 1.95% |
| Access Credit Union | Platinum Savings | — | 1.90% |
| Canada Life | Canada Life High Interest Savings Account – Series a | — | 1.90% |
| Equitable Bank | High Interest Savings Account | $500 | 1.90% |
| Home Bank | High Interest Savings Account (HISA) | — | 1.90% |
| Home Trust | High Interest Savings Account (HISA) | — | 1.90% |
| Winnipeg Police Credit Union | High-Yield Savings | — | 1.90% |
| Stride Credit Union | High Interest Savings | $100,001 | 1.85% |
| Achieva Financial | Daily Interest Savings Account | $1,000 | 1.80% |
| Assiniboine Credit Union | High Rate Savings | $250,000 | 1.80% |
| Assiniboine Credit Union | Youth High Rate Savings | $250,000 | 1.80% |
| Rosenort Credit Union | Plan 24 ® Savings | — | 1.80% |
| Southwest Regional Credit Union | Savings Account | $50,000 | 1.80% |
| National Bank (incl. former CWB retail) | Cash Advantage Solution | $100,000 | 1.75% |
| OPPA Credit Union | High-Speed Savings Account | $150,000 | 1.75% |
| Assiniboine Credit Union | High Rate Savings | $100,000 | 1.70% |
| Assiniboine Credit Union | Youth High Rate Savings | $100,000 | 1.70% |
| Fusion Credit Union | Investment Savings | $100,001 | 1.70% |
| Sunrise Credit Union | AgriInvest Account | — | 1.70% |
| Consolidated Credit Union | Tiered Savings Account | $100,000 | 1.65% |
| Stride Credit Union | High Interest Savings | $50,001 | 1.65% |
| Assiniboine Credit Union | High Rate Savings | — | 1.60% |
| Assiniboine Credit Union | Youth High Rate Savings | — | 1.60% |
| Fusion Credit Union | Investment Savings | $50,001 | 1.60% |
| Southwest Regional Credit Union | Savings Account | $25,000 | 1.60% |
| Sunrise Credit Union | High Interest Savings | — | 1.60% |
| YNCU | Emergency Savings Account | — | 1.60% |
| YNCU | Combination Savings Account | $500,000 | 1.60% |
| Compass Credit Union | High-Interest Savings | $250,000 | 1.50% |
| Luminus Financial | Infinite Savings Account | — | 1.50% |
| Manulife Bank | Advantage Account | — | 1.50% |
| Ontario Educational Credit Union | Teachers Funded Leave | — | 1.50% |
| Prosperity Credit Union | AgriInvest | — | 1.50% |
| Shinhan Bank Canada | High Interest Savings | $1,000,000 | 1.50% |
| Steinbach Credit Union | Daily Growth Savings Account (Formerly Plan 24®) | — | 1.50% |
| Steinbach Credit Union | Daily Growth Savings Account Special Rate | $500,000 | 1.50% |
| Stride Credit Union | High Interest Savings | — | 1.50% |
| YNCU | Combination Savings Account | $250,000 | 1.50% |
| Fusion Credit Union | Investment Savings | $30,000.01 | 1.45% |
| Northern Credit Union | GI-Savings Account | $100,000 | 1.45% |
| Bruno Savings & Credit Union | IBC – Tiered | $10,000 | 1.40% |
| Caisse populaire de Clare | Your HISA | — | 1.40% |
| Cambrian Credit Union | Premium Savings | — | 1.40% |
| Compass Credit Union | High-Interest Savings | $150,000.01 | 1.40% |
| Manulife Investments | Daily Interest | — | 1.40% |
| YNCU | Combination Savings Account | $100,000 | 1.40% |
| Compass Credit Union | High-Interest Savings | $50,000.01 | 1.30% |
| Fusion Credit Union | Investment Savings | $5,000.01 | 1.30% |
| Northern Credit Union | GI-Savings Account | $50,000 | 1.30% |
| Shinhan Bank Canada | High Interest Savings | $100,000 | 1.30% |
| Southwest Regional Credit Union | Savings Account | $10,000 | 1.30% |
| YNCU | Combination Savings Account | $5,000 | 1.30% |
| Belgian Alliance Credit Union | High Interest Savings | — | 1.25% |
| Belgian Alliance Credit Union | FAT CAT Account | — | 1.25% |
| Bruno Savings & Credit Union | Agri-invest Savings | — | 1.25% |
| Churchbridge Credit Union | AgriInvest | $100,000 | 1.25% |
| Dodsland and District Credit Union | Agri Invest | — | 1.25% |
| Neo Financial | Neo High-Interest Savings Account | — | 1.25% |
| OPPA Credit Union | High-Speed Savings Account | $75,000 | 1.25% |
| Sandhills Credit Union | Plan 24/Agri-Invest | $25,000 | 1.25% |
| Talka Credit Union | High-Interest Savings Account | — | 1.25% |
| Valley Credit Union | High Interest Savings Account (HISA) | $5,001 | 1.25% |
| Niverville Credit Union | Regular | — | 1.20% |
| Northern Credit Union | GI-Savings Account | $25,000 | 1.20% |
| Peoples Bank | E-savings | — | 1.20% |
| Steinbach Credit Union | Monthly Savings Account | — | 1.20% |
| Fusion Credit Union | Investment Savings | — | 1.15% |
| StellerVista Credit Union | Member Advantage – Personal | $200,000 | 1.10% |
| Ukrainian Credit Union | Ucu HISA | — | 1.10% |
| Alterna Bank | High Interest eSavings Account | — | 1.05% |
| BCU Financial | Link Savings Account | — | 1.05% |
| Northern Birch Credit Union | Premium Savings Account | — | 1.05% |
| Northern Credit Union | GI-Savings Account | — | 1.05% |
| Northern Credit Union | GI-Savings Account | $15,000 | 1.05% |
| Prairie Pride Credit Union | CUSave | — | 1.05% |
| Shinhan Bank Canada | e-Savings Accounts | — | 1.05% |
| 1st Choice Savings | High Interest Savings | — | 1.00% |
| 1st Choice Savings | Youth | — | 1.00% |
| Access Credit Union | Grow Savings | $2,001 | 1.00% |
| Bruno Savings & Credit Union | Plan 24 Savings | — | 1.00% |
| Bruno Savings & Credit Union | IBC Youth / Service Clubs | — | 1.00% |
| Cascadia Credit Union | High Interest Savings | — | 1.00% |
| Churchbridge Credit Union | AgriInvest | $60,000 | 1.00% |
| Compass Credit Union | High-Interest Savings | $10,000.01 | 1.00% |
| Dodsland and District Credit Union | Plan 24 Savings | — | 1.00% |
| Edam Credit Union | AgriInvest Savings Account | — | 1.00% |
| Kawartha (a division of Libro) | High Interest Savings Account (HISA) | — | 1.00% |
| Kindred Credit Union | Cubill Savings | $100,000 | 1.00% |
| Lake View Credit Union | Premium HISA | — | 1.00% |
| Laurentian Bank | High Interest Savings Account | $5,000,000 | 1.00% |
| Motor City Credit Union | Youthsave | $10,000 | 1.00% |
| NBTA Credit Union | Member Life Savings | — | 1.00% |
| OMISTA Credit Union | HISA (High Interest Savings Account) | — | 1.00% |
| Ontario Educational Credit Union | Premium | — | 1.00% |
| Peace Hills Trust | PHT Pure Personal Savings | $5,000 | 1.00% |
| Reddy Kilowatt Credit Union | Monthly Savings Plan | — | 1.00% |
| Shinhan Bank Canada | Savings Accounts | — | 1.00% |
| Shinhan Bank Canada | High Interest Savings | $1,000 | 1.00% |
| Shinhan Bank Canada | High Interest Savings | $5,000 | 1.00% |
| Shinhan Bank Canada | High Interest Savings | $25,000 | 1.00% |
| Shinhan Bank Canada | High Interest Savings | $50,000 | 1.00% |
| Simplii Financial | High-Interest Savings Account | $1,000,000.01 | 1.00% |
| Southwest Regional Credit Union | Savings Account | $1,000 | 1.00% |
| StellerVista Credit Union | Member Advantage – Personal | $100,000 | 1.00% |
| Valley Credit Union | Savings Accounts | $100,001 | 1.00% |
| Valley Credit Union | High Interest Savings Account (HISA) | $1 | 1.00% |
| Northern Credit Union | Superior Savings | — | 0.95% |
| Stoughton Credit Union | CUSave | $250,000 | 0.95% |
| Stoughton Credit Union | CUSave | $500,000 | 0.95% |
| Stoughton Credit Union | CUSave | $1,000,000 | 0.95% |
| Access Credit Union | Premium Savings | — | 0.90% |
| Kindred Credit Union | Cubill Savings | $50,000 | 0.90% |
| Kindred Credit Union | High Interest Savings Account | — | 0.90% |
| Mainstreet Credit Union | High Interest Savings Account | $100,000 | 0.90% |
| Mainstreet Credit Union | High Interest Savings Account – Youth and Young Adult | $25,000 | 0.90% |
| Oshawa Community Credit Union | High Interest Savings Account | $10,000 | 0.90% |
| Valley Credit Union | Savings Accounts | $60,001 | 0.90% |
| Winnipeg Police Credit Union | Platinum Savings | $250,000 | 0.90% |
| Edam Credit Union | Plan 24® Savings Account | $1,000,000 | 0.85% |
| Libro Credit Union | Investment Savings | $1,000 | 0.85% |
| Mainstreet Credit Union | High Interest Savings Account | $50,000 | 0.85% |
| Mainstreet Credit Union | High Interest Savings Account – Youth and Young Adult | $5,000 | 0.85% |
| Meridian Credit Union | High Interest Savings Account (HISA) | — | 0.85% |
| National Bank (incl. former CWB retail) | Cash Advantage Solution | $50,000 | 0.85% |
| Affinity Credit Union | Investor Savings | $100,000 | 0.80% |
| FirstOntario Credit Union | High Interest eSavings Account | $200,000.01 | 0.80% |
| GVCCU | T-Bill Savings Account | $50,000 | 0.80% |
| Kindred Credit Union | Cubill Savings | $25,000 | 0.80% |
| Kingston Community Credit Union | High Interest Savings Account (HISA) | — | 0.80% |
| Kingston Community Credit Union | High Interest Savings Account (HISA) | $10,000 | 0.80% |
| Kingston Community Credit Union | High Interest Savings Account (HISA) | $25,000 | 0.80% |
| Kingston Community Credit Union | High Interest Savings Account (HISA) | $100,000 | 0.80% |
| Lafleche Credit Union | Cusave | $5,000 | 0.80% |
| Lafleche Credit Union | Youth Accounts | — | 0.80% |
| Lakeland Credit Union | Advantage Savings | $100,000 | 0.80% |
| Mainstreet Credit Union | High Interest Savings Account | $25,000 | 0.80% |
| Motor City Credit Union | High Interest Savings Account | — | 0.80% |
| Motor City Credit Union | High Interest Savings Account | $5,000 | 0.80% |
| PenFinancial Credit Union | eSavings | $50,000 | 0.80% |
| PenFinancial Credit Union | High Interest Savings Account | $50,000 | 0.80% |
| TCU Financial Group | Investment Savings Account | $100,000 | 0.80% |
| The Energy Credit Union | Flip & Save | — | 0.80% |
| The Energy Credit Union | Flip & Save | $1,001 | 0.80% |
| Valley Credit Union | Savings Accounts | $25,001 | 0.80% |
| Belgian Alliance Credit Union | Regular Savings | $50,000 | 0.75% |
| Brunswick Credit Union | CU Savings Plus | — | 0.75% |
| Caisse Alliance | High-Yield Savings Account | $5,000 | 0.75% |
| Equity Credit Union | Headstart Account – Quarterly % Payment | — | 0.75% |
| FirstOntario Credit Union | High Interest eSavings Account | $100,000.01 | 0.75% |
| GVCCU | Real Savings | $500 | 0.75% |
| GVCCU | T-Bill Savings Account | $10,000 | 0.75% |
| Integris Credit Union | Premier Savings | $250,000 | 0.75% |
| Libro Credit Union | Regular, Youth | $100,000 | 0.75% |
| Mainstreet Credit Union | High Interest Savings Account | $5,000 | 0.75% |
| Mainstreet Credit Union | High Interest Savings Account – Youth and Young Adult | $100 | 0.75% |
| OPPA Credit Union | Optimum Savings Account | — | 0.75% |
| Servus Credit Union | Personal Premium Savings | $100,000 | 0.75% |
| Sydney Credit Union | Your HISA | — | 0.75% |
| Weyburn Credit Union | Premium Investment Account | $1,000,000 | 0.75% |
| Winnipeg Police Credit Union | Platinum Savings | $100,000 | 0.75% |
| Your Credit Union | High Interest Savings Account (HISA) | $75,000 | 0.75% |
| YNCU | High Interest Savings Account | $5,000 | 0.75% |
| 1st Choice Savings | Premium Savings | $5,000 | 0.70% |
| Beem Credit Union | High Interest Savings | — | 0.70% |
| Churchbridge Credit Union | AgriInvest | $25,000 | 0.70% |
| Edam Credit Union | Plan 24® Savings Account | $250,000 | 0.70% |
| Edam Credit Union | Plan 24® Savings Account | $500,000 | 0.70% |
| GVCCU | T-Bill Savings Account | $5,000 | 0.70% |
| Integris Credit Union | Premier Savings | $100,000 | 0.70% |
| Kindred Credit Union | Cubill Savings | $10,000 | 0.70% |
| Lakeland Credit Union | Advantage Savings | $10,000 | 0.70% |
| Luseland Credit Union | Regular Savings | — | 0.70% |
| Mainstreet Credit Union | High Interest Savings Account | — | 0.70% |
| Mainstreet Credit Union | High Interest Savings Account – Youth and Young Adult | — | 0.70% |
| NLCU | Online Savings | — | 0.70% |
| Oshawa Community Credit Union | High Interest Savings Account | — | 0.70% |
| PenFinancial Credit Union | eSavings | $5,000 | 0.70% |
| PenFinancial Credit Union | High Interest Savings Account | $25,000 | 0.70% |
| Rocky Credit Union | Premium Savings | $500,000 | 0.70% |
| Simplii Financial | High-Interest Savings Account | $500,000.01 | 0.70% |
| The Police Credit Union | Little Tyke Savings | — | 0.70% |
| Valley Credit Union | Savings Accounts | $10,001 | 0.70% |
| Affinity Credit Union | Investor Savings | — | 0.65% |
| Cambrian Credit Union | Platinum Investment Savings | $250,000 | 0.65% |
| Compass Credit Union | Premium Savings | $100,000 | 0.65% |
| Integris Credit Union | Premier Savings | $60,000 | 0.65% |
| National Bank (incl. former CWB retail) | Cash Advantage Solution | $10,000 | 0.65% |
| OP Credit Union | Hippo Savings Account | $1 | 0.65% |
| Prosperity Credit Union | Premium Savings | — | 0.65% |
| TD Canada Trust | TD Growth™ Savings Account | $500,000 | 0.65% |
| Winnipeg Police Credit Union | Platinum Savings | $25,000 | 0.65% |
| CIBC | Cibc eAdvantage Savings Account | $100,000 | 0.60% |
| CIBC | Cibc eAdvantage Savings Account | $500,000 | 0.60% |
| Edam Credit Union | Plan 24® Savings Account | $50,000 | 0.60% |
| Edam Credit Union | Plan 24® Savings Account | $100,000 | 0.60% |
| FirstOntario Credit Union | High Interest eSavings Account | — | 0.60% |
| GVCCU | T-Bill Savings Account | $3,000 | 0.60% |
| Innovation Federal CU | Savings Account | — | 0.60% |
| Innovation Federal CU | Savings Account | $5,000 | 0.60% |
| Innovation Federal CU | Savings Account | $100,000 | 0.60% |
| Innovation Federal CU | Savings Account | $200,000 | 0.60% |
| Integris Credit Union | Premier Savings | $25,000 | 0.60% |
| Lafleche Credit Union | Cusave | — | 0.60% |
| Lakeland Credit Union | Advantage Savings | — | 0.60% |
| Mosaik Credit Union | HISA | — | 0.60% |
| PenFinancial Credit Union | High Interest Savings Account | $5,000 | 0.60% |
| Simplii Financial | High-Interest Savings Account | $100,000.01 | 0.60% |
| Valley Credit Union | Savings Accounts | $5,001 | 0.60% |
| Vancity | Jumpstart™ High Interest Savings | — | 0.60% |
| Acadian Credit Union | Your High Interest Savings Account (HISA) | — | 0.55% |
| Atlantic Edge | High Interest Savings Account HISA | — | 0.55% |
| Christian Credit Union | High Interest Savings | — | 0.55% |
| Desjardins - Caisses | Non-registered Savings Account | — | 0.55% |
| East Coast Credit Union | HISA | — | 0.55% |
| GVCCU | T-Bill Savings Account | — | 0.55% |
| Ma Financière | Daily Interest Savings Accounts | — | 0.55% |
| National Bank (incl. former CWB retail) | Cash Advantage Solution | $1 | 0.55% |
| National Bank (incl. former CWB retail) | High Interest Savings Account | — | 0.55% |
| Provincial Credit Union | Peak Savings | — | 0.55% |
| RBC Royal Bank | RBC High Interest eSavings | — | 0.55% |
| Servus Credit Union | Personal Premium Savings | $5,000 | 0.55% |
| Servus Credit Union | Personal Premium Savings | $25,000 | 0.55% |
| TCU Financial Group | Investment Savings Account | $25,000 | 0.55% |
| TD Canada Trust | TD Growth™ Savings Account | $100,000 | 0.55% |
| Belgian Alliance Credit Union | Regular Savings | $40,000 | 0.50% |
| Bruno Savings & Credit Union | IBC – Tiered | $5,000 | 0.50% |
| Cascadia Credit Union | Evolve Savings for Students and Seniors | — | 0.50% |
| Cascadia Credit Union | Cascadia Kids Money Club | — | 0.50% |
| Coastal Community Credit Union | High Interest Savings Account | — | 0.50% |
| Coastal Community Credit Union | Personal High Interest Savings | $25,000 | 0.50% |
| Coastal Community Credit Union | Personal High Interest Savings | $100,000 | 0.50% |
| Coastal Community Credit Union | Personal High Interest Savings | $250,000 | 0.50% |
| Coastal Community Credit Union | Personal High Interest Savings | $500,000 | 0.50% |
| Coastal Community Credit Union | Personal High Interest Savings | $1,000,000 | 0.50% |
| Compass Credit Union | Premium Savings | $50,000.01 | 0.50% |
| Compass Credit Union | High-Interest Savings | — | 0.50% |
| Consolidated Credit Union | Tiered Savings Account | — | 0.50% |
| Edam Credit Union | Plan 24® Savings Account | — | 0.50% |
| Edam Credit Union | Plan 24® Savings Account | $25,000 | 0.50% |
| First Credit Union | Power Saver | $5,000 | 0.50% |
| KEB Hana Bank Canada | 1Q Savings Account | — | 0.50% |
| Libro Credit Union | Regular, Youth | $50,000 | 0.50% |
| Moya Financial | Savings Account | — | 0.50% |
| Moya Financial | Youth Savings Account | — | 0.50% |
| NLCU | Advantage (Tiered Rate Savings) | $100,001 | 0.50% |
| Ontario Educational Credit Union | Summer | — | 0.50% |
| OP Credit Union | Savings Account | $50,000 | 0.50% |
| OPPA Credit Union | High-Speed Savings Account | — | 0.50% |
| Prospera Credit Union | Personal High Growth Savings Account | — | 0.50% |
| Public Service Credit Union | High Interest Savings | — | 0.50% |
| Reddy Kilowatt Credit Union | Power Savings Plan | $100,001 | 0.50% |
| Resurrection Credit Union | Daily Savings Account | — | 0.50% |
| Rockglen-Killdeer Credit Union | Plan 24 Savings | — | 0.50% |
| Rocky Credit Union | Premium Savings | $25,000 | 0.50% |
| Simplii Financial | High-Interest Savings Account | $50,000.01 | 0.50% |
| Stoughton Credit Union | CUSave | — | 0.50% |
| Stoughton Credit Union | CUSave | $4,000 | 0.50% |
| Sunshine Coast Credit Union | Elevate High Interest Savings | $5,000 | 0.50% |
| Tandia | Evest Account – Online Only | — | 0.50% |
| Tandia | Youthsavers Account | — | 0.50% |
| Ukrainian Credit Union | Redeemable GIC Savings Account | — | 0.50% |
| Valley Credit Union | Savings Accounts | — | 0.50% |
| Valley Credit Union | Kidsfirst Savings Account | — | 0.50% |
| Weyburn Credit Union | Premium Investment Account | $500,000 | 0.50% |
| Weyburn Credit Union | Bright Start Savings Account | — | 0.50% |
| Winnipeg Police Credit Union | Platinum Savings | $10,000 | 0.50% |
| Your Credit Union | High Interest Savings Account (HISA) | $5,000 | 0.50% |
| Cambrian Credit Union | Platinum Investment Savings | $100,000 | 0.45% |
| Churchbridge Credit Union | AgriInvest | $10,000 | 0.45% |
| HMECU | Investor Savings – $2,500 or Greater | $2,500 | 0.45% |
| Integris Credit Union | Premier Savings | $10,000 | 0.45% |
| Luseland Credit Union | Plan 24 Savings | — | 0.45% |
| TD Canada Trust | TD ePremium Savings Account | $10,000 | 0.45% |
| TD Canada Trust | TD ePremium Savings Account | $50,000 | 0.45% |
| TD Canada Trust | TD ePremium Savings Account | $100,000 | 0.45% |
| TD Canada Trust | TD ePremium Savings Account | $250,000 | 0.45% |
| TD Canada Trust | TD ePremium Savings Account | $1,000,000.01 | 0.45% |
| Teachers Plus Credit Union | First Rate Savings | — | 0.45% |
| The Police Credit Union | Daily Interest Savings (Plan 24) | — | 0.45% |
| Caisse Alliance | High-Yield Savings Account | $1,000 | 0.40% |
| Coastal Community Credit Union | One Grand Plan Savings Account | — | 0.40% |
| Integris Credit Union | Premier Savings | $5,000 | 0.40% |
| NLCU | Advantage (Tiered Rate Savings) | $60,001 | 0.40% |
| OP Credit Union | Savings Account | $25,000 | 0.40% |
| Rocky Credit Union | Premium Savings | $5,000 | 0.40% |
| Sandhills Credit Union | Plan 24/Agri-Invest | $10,000 | 0.40% |
| Scotiabank | Momentum Plus Savings | — | 0.40% |
| StellerVista Credit Union | Member Advantage – Personal | $10,000 | 0.40% |
| TD Canada Trust | TD Growth™ Savings Account | $10,000 | 0.40% |
| Valley Credit Union | Headstart Chequing Account | $3,001 | 0.40% |
| Valley Credit Union | Headstart Chequing Account | $5,001 | 0.40% |
| Your Credit Union | High Interest Savings Account (HISA) | — | 0.40% |
| Alterna Savings | Investment Savings Accounts | $5,000 | 0.35% |
| Belgian Alliance Credit Union | Regular Savings | $30,000 | 0.35% |
| Coastal Community Credit Union | Personal High Interest Savings | — | 0.35% |
| Coastal Community Credit Union | Personal High Interest Savings | $5,000 | 0.35% |
| Integris Credit Union | Premier Savings | — | 0.35% |
| OP Credit Union | Savings Account | $1 | 0.35% |
| Sandhills Credit Union | Plan 24/Agri-Invest | — | 0.35% |
| Sandhills Credit Union | Plan 24/Agri-Invest | $2,000 | 0.35% |
| Sandhills Credit Union | Plan 24/Agri-Invest | $5,000 | 0.35% |
| Sunshine Coast Credit Union | Savings | — | 0.35% |
| Tangerine Bank | RIF Savings Account | — | 0.35% |
| Ukrainian Credit Union | Youth Unlimited | — | 0.35% |
| Valley Credit Union | Headstart Chequing Account | $1,001 | 0.35% |
| Bulkley Valley Credit Union | Investment Savings | $100,000 | 0.30% |
| Churchbridge Credit Union | AgriInvest | $5,000 | 0.30% |
| CIBC | Cibc eAdvantage Savings Account | $10,000 | 0.30% |
| CIBC | Cibc eAdvantage Savings Account | $25,000 | 0.30% |
| Coast Capital Savings | The High-Interest Savings Account – $0 + | — | 0.30% |
| Compass Credit Union | Premium Savings | $25,000.01 | 0.30% |
| Equity Credit Union | Regular Savings – Semi-Annual % Paid on Minimum Monthly Balance | — | 0.30% |
| FirstOntario Credit Union | Investment Savings | — | 0.30% |
| Fusion Credit Union | Fat Cat | — | 0.30% |
| GVCCU | Plan 24 Savings Golden | — | 0.30% |
| KEB Hana Bank Canada | Daily Investment | $100,000 | 0.30% |
| Khalsa Credit Union | KCU Special Savings | — | 0.30% |
| NLCU | Advantage (Tiered Rate Savings) | $25,001 | 0.30% |
| Prairie Pride Credit Union | Plan 24 | — | 0.30% |
| Prairie Pride Credit Union | Youth | — | 0.30% |
| Simplii Financial | High-Interest Savings Account | — | 0.30% |
| Sudbury Credit Union | Plan 24 Savings | $75,000 | 0.30% |
| Sydney Credit Union | Your Savings | $100,000 | 0.30% |
| Tandia | Smart Savings | $50,000 | 0.30% |
| Tangerine Bank | Savings Account | — | 0.30% |
| The Energy Credit Union | Daily Interest/ Power Saver II | $5,001 | 0.30% |
| The Energy Credit Union | Daily Interest/ Power Saver II | $10,001 | 0.30% |
| The Energy Credit Union | Daily Interest/ Power Saver II | $25,001 | 0.30% |
| Envision Financial (Tru) | Home Sweet Bonus | — | 0.30% |
| Valley Credit Union | Headstart Chequing Account | $501 | 0.30% |
| Belgian Alliance Credit Union | Regular Savings | $20,000 | 0.25% |
| Bruno Savings & Credit Union | IBC – Tiered | $1,000 | 0.25% |
| Bulkley Valley Credit Union | Investment Savings | $50,000 | 0.25% |
| Cambrian Credit Union | Platinum Investment Savings | $50,000 | 0.25% |
| Cascadia Credit Union | Everyday Savings | — | 0.25% |
| Churchbridge Credit Union | Plan 24 | — | 0.25% |
| Churchbridge Credit Union | AgriInvest | — | 0.25% |
| Churchbridge Credit Union | Adventure Account | $500.01 | 0.25% |
| DUCA | Earn More Savings Account (Interest Paid Monthly) | — | 0.25% |
| First Credit Union | Power Saver | — | 0.25% |
| Frontline Credit Union | Daily Interest Savings | — | 0.25% |
| Frontline Credit Union | High Interest Savings | — | 0.25% |
| GVCCU | Plan 24 Savings | — | 0.25% |
| HMECU | Investor Savings – Less Than $2,500 | — | 0.25% |
| Ladysmith & District Credit Union | High Interest Savings | — | 0.25% |
| Libro Credit Union | Regular, Youth | $5,000 | 0.25% |
| Libro Credit Union | Regular, Youth | $25,000 | 0.25% |
| Pathwise Credit Union | E-SAVINGS | $3,000 | 0.25% |
| Sandhills Credit Union | Fat Cat/headstart | — | 0.25% |
| Southwest Regional Credit Union | CDN Savings Account | — | 0.25% |
| StellerVista Credit Union | Member Advantage – Personal | — | 0.25% |
| Sun Life - Insurance | Income Master GIC | — | 0.25% |
| Tandia | Tiered Interest Savings | $60,000 | 0.25% |
| TCU Financial Group | Investment Savings Account | — | 0.25% |
| TCU Financial Group | Investment Savings Account | $5,000 | 0.25% |
| Ukrainian Credit Union | Ucublu | — | 0.25% |
| Valley Credit Union | Headstart Chequing Account | — | 0.25% |
| Weyburn Credit Union | Premium Investment Account | — | 0.25% |
| Weyburn Credit Union | Premium Investment Account | $5,000 | 0.25% |
| Bulkley Valley Credit Union | Investment Savings | $25,000 | 0.20% |
| Cambrian Credit Union | Platinum Investment Savings | $25,000 | 0.20% |
| Compass Credit Union | Premium Savings | $5,000.01 | 0.20% |
| Fusion Credit Union | Plan 24 | — | 0.20% |
| Fusion Credit Union | Campus | — | 0.20% |
| KEB Hana Bank Canada | Savings | — | 0.20% |
| KEB Hana Bank Canada | Daily Investment | $50,000 | 0.20% |
| Ladysmith & District Credit Union | Special Savings | — | 0.20% |
| Niverville Credit Union | Plan 24® | — | 0.20% |
| Peace Hills Trust | PHT Personal Savings | — | 0.20% |
| Peace Hills Trust | PHT Personal Savings | $5,000 | 0.20% |
| Saskatoon City Employees Credit Union | Plan 24® Savings Account | — | 0.20% |
| Saskatoon City Employees Credit Union | Maximizer® Account | $10,001 | 0.20% |
| SBI Canada Bank | Student Investment Account | — | 0.20% |
| St. Stanislaus-St. Casimir's CU | T-Bill | $50,000 | 0.20% |
| St. Stanislaus-St. Casimir's CU | T-Bill | $100,000 | 0.20% |
| Sudbury Credit Union | Plan 24 Savings | $25,000 | 0.20% |
| Your Credit Union | Savings | — | 0.20% |
| Affinity Credit Union | Everyday Savings | $5,000 | 0.15% |
| Beaubear Credit Union | Youth Savings | — | 0.15% |
| Blackville Credit Union | Plan 24 Savings | — | 0.15% |
| Cambrian Credit Union | Platinum Investment Savings | $10,000 | 0.15% |
| Coastal Community Credit Union | Investment Savings | $25,000 | 0.15% |
| Coastal Community Credit Union | Investment Savings | $60,000 | 0.15% |
| Coastal Community Credit Union | Investment Savings | $100,000 | 0.15% |
| Coastal Community Credit Union | Investment Savings | $150,000 | 0.15% |
| Coastal Community Credit Union | Investment Savings | $250,000 | 0.15% |
| Compass Credit Union | Youth Account | — | 0.15% |
| CUA | mySavings | $100,000 | 0.15% |
| First Nations Bank of Canada | First Nations High Interest Savings | — | 0.15% |
| First Nations Bank of Canada | High Interest Savings | $5,000 | 0.15% |
| First Nations Bank of Canada | High Interest Savings | $10,000 | 0.15% |
| First Nations Bank of Canada | First Nations High Interest Savings | $25,000 | 0.15% |
| First Nations Bank of Canada | High Interest Savings | $60,000 | 0.15% |
| First Nations Bank of Canada | High Interest Savings | $5,000,000 | 0.15% |
| Golden Horseshoe Credit Union | Golden Age Savings Account | — | 0.15% |
| KEB Hana Bank Canada | Daily Investment | $25,000 | 0.15% |
| Khalsa Credit Union | KCU Regular Savings | — | 0.15% |
| Khalsa Credit Union | KCU Golden Savings | — | 0.15% |
| Laurentian Bank | Cash Account – Tactical | $5,000 | 0.15% |
| Laurentian Bank | Cash Account – Tactical | $10,000 | 0.15% |
| Laurentian Bank | Cash Account – Tactical | $15,000 | 0.15% |
| Laurentian Bank | Cash Account – Tactical | $25,000 | 0.15% |
| Laurentian Bank | Cash Account – Tactical | $60,000 | 0.15% |
| Laurentian Bank | Cash Account – Tactical | $100,000 | 0.15% |
| Moya Financial | Daily Interest Savings Account | — | 0.15% |
| OPPA Credit Union | Plan24 Savings Account | $150,000 | 0.15% |
| Public Service Credit Union | RESPs – Variable | — | 0.15% |
| RBC Royal Bank | Nomi Find & Save | — | 0.15% |
| Rocky Credit Union | Premium Savings | — | 0.15% |
| Servus Credit Union | Personal Premium Savings | — | 0.15% |
| Servus Credit Union | Personal Premium Savings | $1,000 | 0.15% |
| Servus Credit Union | Personal Premium Savings | $3,000 | 0.15% |
| St. Stanislaus-St. Casimir's CU | T-Bill | $25,000 | 0.15% |
| Stoughton Credit Union | Maximizer & Interest Bearing US | $25,000 | 0.15% |
| Talka Credit Union | Daily Int. Savings | — | 0.15% |
| Tandia | Tiered Interest Savings | $25,000 | 0.15% |
| The Energy Credit Union | Daily Interest/ Power Saver II | — | 0.15% |
| The Energy Credit Union | Daily Interest/ Power Saver II | $1,001 | 0.15% |
| Winnipeg Police Credit Union | Platinum Savings | $5,000 | 0.15% |
| Libro Credit Union | Regular, Youth | — | 0.13% |
| NLCU | Plan 24/Daily Interest Savings | — | 0.13% |
| NLCU | Advantage (Tiered Rate Savings) | $5,001 | 0.13% |
| NLCU | Advantage (Tiered Rate Savings) | $10,001 | 0.13% |
| Reddy Kilowatt Credit Union | Power Savings Plan | — | 0.13% |
| Reddy Kilowatt Credit Union | Power Savings Plan | $5,001 | 0.13% |
| Reddy Kilowatt Credit Union | Power Savings Plan | $10,001 | 0.13% |
| Reddy Kilowatt Credit Union | Power Savings Plan | $25,000 | 0.13% |
| Access Credit Union | Daily Savings | — | 0.10% |
| Affinity Credit Union | Everyday Savings | — | 0.10% |
| Atlantic Edge | Investment Rates Redeemable | — | 0.10% |
| BCU Financial | Regular Savings Account | — | 0.10% |
| Bulkley Valley Credit Union | Investment Savings | $5,000 | 0.10% |
| Caisse Alliance | Youth Profit Account (12 to 26 Years Old) | — | 0.10% |
| Cambrian Credit Union | Platinum Investment Savings | $5,000 | 0.10% |
| Coastal Community Credit Union | Investment Savings | — | 0.10% |
| Coastal Community Credit Union | Investment Savings | $5,000 | 0.10% |
| Coastal Community Credit Union | Investment Savings | $10,000 | 0.10% |
| Coastal Community Credit Union | Regular Savings | — | 0.10% |
| Coastal Community Credit Union | Junior & Youth Savings | — | 0.10% |
| Compass Credit Union | Premium Savings | — | 0.10% |
| CUA | mySavings | $10,000 | 0.10% |
| CUA | mySavings | $25,000 | 0.10% |
| CUA | mySavings | $60,000 | 0.10% |
| Dodsland and District Credit Union | Regular Savings | — | 0.10% |
| DUCA | Children's Savings (Interest Paid Semi–annually) | — | 0.10% |
| First Nations Bank of Canada | Elders Plan | $5,000 | 0.10% |
| First Nations Bank of Canada | Elders Plan | $10,000 | 0.10% |
| First Nations Bank of Canada | Elders Plan | $25,000 | 0.10% |
| First Nations Bank of Canada | Elders Plan | $60,000 | 0.10% |
| First Nations Bank of Canada | Elders Plan | $100,000 | 0.10% |
| Flin Flon Credit Union | Plan 24 and Regular Savings | — | 0.10% |
| KEB Hana Bank Canada | Daily Investment | $5,000 | 0.10% |
| Kindred Credit Union | Daily Interest Savings Account (Plan 24) | — | 0.10% |
| Ladysmith & District Credit Union | Plan 24 Savings | — | 0.10% |
| Mainstreet Credit Union | Daily Savings Account | — | 0.10% |
| NBTA Credit Union | Basic Savings | — | 0.10% |
| Pathwise Credit Union | E-SAVINGS | — | 0.10% |
| Prospera Credit Union | Personal Savings Account | — | 0.10% |
| Rocky Credit Union | Select Savings Accounts | $5,000 | 0.10% |
| SASCU | Plan 24 Savings | — | 0.10% |
| Scotiabank | Savings Accelerator | — | 0.10% |
| Scotiabank | Savings Accelerator | $5,000 | 0.10% |
| Scotiabank | Savings Accelerator | $25,000 | 0.10% |
| Scotiabank | Savings Accelerator | $100,000 | 0.10% |
| Scotiabank | Savings Accelerator | $250,000 | 0.10% |
| Scotiabank | Getting There · under 18 | $500 | 0.10% |
| Shinhan Bank Canada | Basic Savings Accounts | — | 0.10% |
| St. Stanislaus-St. Casimir's CU | T-Bill | $10,000 | 0.10% |
| St. Stanislaus-St. Casimir's CU | Current Account | $100,000 | 0.10% |
| Stoughton Credit Union | Plan 24 | — | 0.10% |
| Stoughton Credit Union | Maximizer & Interest Bearing US | $5,000 | 0.10% |
| Sudbury Credit Union | Plan 24 Savings | — | 0.10% |
| Sudbury Credit Union | Personal 1 Account | $5,000 | 0.10% |
| Sydney Credit Union | Your Savings | $25,000 | 0.10% |
| Tandia | Smart Savings | $5,000 | 0.10% |
| Tandia | Tiered Interest Savings | $10,000 | 0.10% |
| Ukrainian Credit Union | Daily Savings | — | 0.10% |
| Ukrainian Credit Union | Youth Unlimited | $1,000 | 0.10% |
| Vancouver Firefighters CU | Plan 20 | — | 0.10% |
| Weyburn Credit Union | Plan 24 Savings Account | $10,000 | 0.10% |
| Winnipeg Police Credit Union | Platinum Savings | — | 0.10% |
| Christian Credit Union | Savings | — | 0.07% |
| Christian Credit Union | Headstart® | — | 0.07% |
| Scotiabank | Plus Daily Int Savings · 59+ | — | 0.07% |
| Scotiabank | Blue Chip Seniors Saving · 59+ | $50 | 0.07% |
| Bulkley Valley Credit Union | Plan 24 Savings – Golden | — | 0.07% |
| 1st Choice Savings | Infinity Savings | — | 0.05% |
| 1st Choice Savings | Daily Infinity | $5,000 | 0.05% |
| Alterna Savings | Investment Savings Accounts | — | 0.05% |
| Alterna Savings | Daily Interest Savings | $5,000 | 0.05% |
| Alterna Savings | Daily Interest Savings | $10,000 | 0.05% |
| Alterna Savings | Daily Interest Savings | $25,000 | 0.05% |
| Assiniboine Credit Union | Everyday Savings | — | 0.05% |
| Beaubear Credit Union | Plan 24 | — | 0.05% |
| Beem Credit Union | Everyday Savings | — | 0.05% |
| Belgian Alliance Credit Union | US Savings | — | 0.05% |
| Belgian Alliance Credit Union | Regular Savings | — | 0.05% |
| Belgian Alliance Credit Union | Regular Savings | $10,000 | 0.05% |
| Belgian Alliance Credit Union | Golden Savings | — | 0.05% |
| Brunswick Credit Union | CU Daily Savings | — | 0.05% |
| Bulkley Valley Credit Union | Investment Savings | — | 0.05% |
| Bulkley Valley Credit Union | Plan 24 Savings | — | 0.05% |
| Caisse Alliance | Daily Interest Savings Account | — | 0.05% |
| Caisse Alliance | High-Yield Savings Account | — | 0.05% |
| Calgary Police Credit Union | Plan 24 Savings | — | 0.05% |
| Calgary Police Credit Union | PiggyBank Savings | — | 0.05% |
| Cambrian Credit Union | Platinum Investment Savings | — | 0.05% |
| CIBC | Cibc eAdvantage Savings Account | — | 0.05% |
| Community Savings Credit Union | Plan 24 | — | 0.05% |
| Compass Credit Union | Plan 24 | — | 0.05% |
| CUA | mySavings | $1 | 0.05% |
| CUA | mySavings | $5,000 | 0.05% |
| DUCA | Feel Free Savings (Interest Paid Semi–annually) | — | 0.05% |
| First Credit Union | Smart Saver | — | 0.05% |
| First Nations Bank of Canada | Every Day Savings | — | 0.05% |
| First Nations Bank of Canada | Every Day Savings | $1,000 | 0.05% |
| First Nations Bank of Canada | Every Day Savings | $5,000 | 0.05% |
| First Nations Bank of Canada | Every Day Savings | $10,000 | 0.05% |
| First Nations Bank of Canada | Every Day Savings | $25,000 | 0.05% |
| First Nations Bank of Canada | Every Day Savings | $60,000 | 0.05% |
| First Nations Bank of Canada | High Interest Savings | — | 0.05% |
| First Nations Bank of Canada | Youth Account | — | 0.05% |
| First Nations Bank of Canada | Youth Account | $5,000 | 0.05% |
| First Nations Bank of Canada | Elders Plan | — | 0.05% |
| First Nations Bank of Canada | Elders Plan | $3,000 | 0.05% |
| FirstOntario Credit Union | Daily Interest Savings | — | 0.05% |
| FirstOntario Credit Union | Daily Interest Savings | $1,000.01 | 0.05% |
| FirstOntario Credit Union | Daily Interest Savings | $5,000.01 | 0.05% |
| FirstOntario Credit Union | Daily Interest Savings | $10,000.01 | 0.05% |
| FirstOntario Credit Union | Seniors Daily Interest Savings | — | 0.05% |
| FirstOntario Credit Union | Seniors Daily Interest Savings | $1,000.01 | 0.05% |
| FirstOntario Credit Union | Seniors Daily Interest Savings | $5,000.01 | 0.05% |
| FirstOntario Credit Union | Seniors Daily Interest Savings | $10,000.01 | 0.05% |
| Golden Horseshoe Credit Union | Minimum Monthly Savings Account | — | 0.05% |
| HMECU | Everyday Savings | — | 0.05% |
| Kawartha (a division of Libro) | Savings | — | 0.05% |
| Kawartha (a division of Libro) | Savings | $5,000 | 0.05% |
| KEB Hana Bank Canada | Daily Investment | $500 | 0.05% |
| Laurentian Bank | Cash Account – Tactical | $1,000 | 0.05% |
| League Savings & Mortgage | Mortgage Property Tax Accounts | — | 0.05% |
| Luminus Financial | Classic Savings Account | — | 0.05% |
| Meridian Credit Union | Advantage Savings Account – Savings | — | 0.05% |
| NBTA Credit Union | Daily Interest Savings | — | 0.05% |
| NLCU | Fat Cat/Head Start | — | 0.05% |
| Northern Savings Credit Union | Simply Savings Accounts | — | 0.05% |
| Ontario Educational Credit Union | Secured | — | 0.05% |
| OPPA Credit Union | Plan24 Savings Account | $100,000 | 0.05% |
| Oshawa Community Credit Union | Plan 24 Saving Account | $5,000 | 0.05% |
| PenFinancial Credit Union | eSavings | $1 | 0.05% |
| PenFinancial Credit Union | High Interest Savings Account | $1 | 0.05% |
| Rocky Credit Union | Select Savings Accounts | — | 0.05% |
| Scotiabank | Momentum Savings | — | 0.05% |
| Scotiabank | Momentum Savings | $5,000 | 0.05% |
| Scotiabank | Getting There · under 18 | — | 0.05% |
| Servus Credit Union | Youth Plan 60 | — | 0.05% |
| St. Stanislaus-St. Casimir's CU | T-Bill | — | 0.05% |
| St. Stanislaus-St. Casimir's CU | T-Bill | $5,000 | 0.05% |
| St. Stanislaus-St. Casimir's CU | Current Account | $10,000 | 0.05% |
| St. Stanislaus-St. Casimir's CU | Current Account | $25,000 | 0.05% |
| St. Stanislaus-St. Casimir's CU | Current Account | $50,000 | 0.05% |
| St. Stanislaus-St. Casimir's CU | Daily Interest Savings | — | 0.05% |
| St. Stanislaus-St. Casimir's CU | Premium Savings | — | 0.05% |
| St. Stanislaus-St. Casimir's CU | Child-Youth-Student Account | — | 0.05% |
| St. Stanislaus-St. Casimir's CU | Silver Savings | — | 0.05% |
| Steinbach Credit Union | Golden Chequing Account | — | 0.05% |
| Stoughton Credit Union | Maximizer & Interest Bearing US | — | 0.05% |
| Sunrise Credit Union | Plan 24 Daily Saving | — | 0.05% |
| Sydney Credit Union | Your Savings | $1 | 0.05% |
| Tandia | Tiered Interest Savings | — | 0.05% |
| Tandia | Tiered Interest Savings | $5,000 | 0.05% |
| TCU Financial Group | Plan 24 Account | — | 0.05% |
| Weyburn Credit Union | Plan 24 Savings Account | — | 0.05% |
| Weyburn Credit Union | Plan 24 Savings Account | $1,000 | 0.05% |
| Weyburn Credit Union | Plan 24 Savings Account | $3,000 | 0.05% |
| Weyburn Credit Union | Plan 24 Savings Account | $5,000 | 0.05% |
| Winnipeg Police Credit Union | Plan24 Savings | — | 0.05% |
| YNCU | Simply Everyday Savings | — | 0.05% |
| YNCU | Combination Savings Account | — | 0.05% |
| Vancity | Investment Savings | $100,000 | 0.03% |
| OPPA Credit Union | Plan24 Savings Account | $60,000 | 0.03% |
| Oshawa Community Credit Union | Plan 24 Saving Account | — | 0.02% |
| Public Service Credit Union | Your Savings | $10,000 | 0.02% |
| Public Service Credit Union | Your Savings | $25,000 | 0.02% |
| Public Service Credit Union | Your Savings | $60,000 | 0.02% |
| Vancity | Investment Savings | $25,000 | 0.02% |
| Integris Credit Union | Kudos Savings | — | 0.01% |
| Acadian Credit Union | Your Savings Account | — | 0.01% |
| CIBC | Cibc Premium Growth Account All Balances | — | 0.01% |
| Laurentian Bank | Periodic Savings and Investment Plan: Budget Plan | — | 0.01% |
| OPPA Credit Union | Fat Cat Savings Account | — | 0.01% |
| OPPA Credit Union | Plan24 Savings Account | $25,000 | 0.01% |
| Public Service Credit Union | Your Savings | — | 0.01% |
| Public Service Credit Union | Your Savings | $5,000 | 0.01% |
| Rocky Credit Union | Special Savings | — | 0.01% |
| Rocky Credit Union | Special Savings | $5,000 | 0.01% |
| Saskatoon City Employees Credit Union | Maximizer® Account | — | 0.01% |
| Saskatoon City Employees Credit Union | Maximizer® Account | $2,001 | 0.01% |
| Saskatoon City Employees Credit Union | Maximizer® Account | $5,001 | 0.01% |
| Scotiabank | Money Master | — | 0.01% |
| Scotiabank | Money Master | $5,000 | 0.01% |
| Scotiabank | Money Master | $25,000 | 0.01% |
| Scotiabank | Money Master | $50,000 | 0.01% |
| Scotiabank | Money Master | $100,000 | 0.01% |
| Scotiabank | Daily Interest Savings | — | 0.01% |
| Scotiabank | Scotia Power Savings Account | $5,000 | 0.01% |
| Scotiabank | Gain Plan Investment Svg | $5,000 | 0.01% |
| Scotiabank | Gain Plan Investment Svg | $10,000 | 0.01% |
| Scotiabank | Gain Plan Investment Svg | $25,000 | 0.01% |
| Scotiabank | Gain Plan Investment Svg | $60,000 | 0.01% |
| Scotiabank | Gain Plan Investment Svg | $75,000 | 0.01% |
| Scotiabank | Gain Plan Investment Svg | $100,000 | 0.01% |
| Servus Credit Union | Personal Savings | — | 0.01% |
| StellerVista Credit Union | Personal SuperSaver | — | 0.01% |
| TD Canada Trust | TD Every Day Savings Account | — | 0.01% |
| TD Canada Trust | TD Every Day Savings Account | $1,000 | 0.01% |
| TD Canada Trust | TD Every Day Savings Account | $5,000 | 0.01% |
| TD Canada Trust | TD Every Day Savings Account | $10,000 | 0.01% |
| TD Canada Trust | TD Every Day Savings Account | $25,000 | 0.01% |
| TD Canada Trust | TD Every Day Savings Account | $60,000 | 0.01% |
| Vancity | Investment Savings | $10,000 | 0.01% |
| Vancity | Plan 24 Savings | — | 0.01% |
| OPPA Credit Union | Plan24 Savings Account | $10,000 | 0.01% |
A high-interest savings account keeps your money liquid — withdraw any time — but the rate can change. A GIC locks the rate for a fixed term, usually for a higher return. Many people keep an emergency fund in a HISA and ladder longer savings into GICs.
It's how the institution classifies the account: high-interest accounts are the promotional savings tier, while daily-interest accounts calculate interest on your closing balance each day, often at a lower rate. Where an account needs a minimum balance to earn the shown rate, we note it.
Often. Member-owned institutions, and digital-first ones especially, tend to post higher savings rates than the Big Five because they have lower overhead and no outside shareholders. Many are province-bound, though — switch the region above to see which ones serve your province.
Yes. This page ranks plain, non-registered savings accounts; the registered versions live on our TFSA and RRSP pages, where interest grows tax-free or tax-deferred.
Yes. Bank savings are CDIC-insured ($100,000 per category); credit-union savings are covered by provincial funds — unlimited in BC, AB, SK and MB. See our deposit-insurance guide.