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Assiniboine Credit Union

Credit union· Winnipeg, Manitoba· Since 1943Anyone can join

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data as of 2026-10-16 · How we track rates

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About Assiniboine Credit Union

Assiniboine Credit Union (ACU) is a member-owned credit union founded in 1943 in Winnipeg by employees of the Winnipeg Electric Company, and is one of Manitoba's largest credit unions. Following mergers with Entegra (2022) and with Caisse Financial Group and Westoba Credit Union (2025), it serves members across urban, rural and northern Manitoba with full personal and business banking.

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Access: Membership required · Open common bond

Eligible provinces: Manitoba

How to join: Open a membership online or at any ACU branch.

Deposit protection: Deposit Guarantee Corporation of Manitoba

100% unlimited deposit guarantee

How deposit insurance works →

Current top rates

rates confirmed as of 2026-10-14
Best GIC · 5-year4.15%
Best mortgage · 5-year fixed4.29%
Prime rate4.45%
GIC ladderBest rate
1-year GIC3.75%
2-year GIC3.80%
3-year GIC3.95%
4-year GIC4.00%
5-year GIC4.15%

Base ladder rates. Institution may have more term rates below.

Rate history builds here as we track this institution's rates over time.

Term deposit rates

— not stated on siterates confirmed as of 2026-10-14
Filter rates
TermRegistrationRedeemableCompoundingInterest paidMin–Max depositRate
Long-term — 1 year +
1 yearNon-regRRSPRRIFTFSAFHSALIRALRIFN—Annually$1k+ · $500+ reg3.75%
1 yearNon-regY—At maturity$1k+3.25%
2 yearsNon-regRRSPRRIFTFSAFHSALIRALRIFN—Annually$1k+ · $500+ reg3.80%
3 yearsNon-regRRSPRRIFTFSAFHSALIRALRIFN—Annually$1k+ · $500+ reg3.95%
4 yearsNon-regRRSPRRIFTFSAFHSALIRALRIFN—Annually$1k+ · $500+ reg4.00%
5 yearsNon-regRRSPRRIFTFSAFHSALIRALRIFN—Annually$1k+ · $500+ reg4.15%

Savings & chequing rates

rates confirmed as of 2026-10-14
Filter rates
TypeProductCalculatedPaidMin. balanceRate
Savings
SavingsEveryday SavingsDailyMonthly$00.05%
HISAHigh Rate SavingsDailyMonthly$01.60%
HISAHigh Rate SavingsDailyMonthly$100,0001.70%
HISAHigh Rate SavingsDailyMonthly$250,0001.80%
JuniorYouth High Rate SavingsDailyMonthly$01.60%
JuniorYouth High Rate SavingsDailyMonthly$100,0001.70%
JuniorYouth High Rate SavingsDailyMonthly$250,0001.80%
Chequing
ChequingACU UnlimitedDailyMonthly$00.00%
ChequingACU UnlimitedDailyMonthly$5,0000.05%
ChequingACU UnlimitedDailyMonthly$25,0000.05%
USDUSD ChequingUS$DailyMonthly$00.00%
USDUSD ChequingUS$DailyMonthly$5,0000.05%
USDUSD ChequingUS$DailyMonthly$25,0000.05%
RRSP
RRSPRegistered Variable Savings AccountDailyMonthly$01.75%
RRSPRegistered Variable Savings AccountDailyMonthly$100,0001.75%
RRSPRegistered Variable Savings AccountDailyMonthly$250,0001.75%
RRIF
RRIFRegistered Variable Savings AccountDailyMonthly$01.75%
RRIFRegistered Variable Savings AccountDailyMonthly$100,0001.75%
RRIFRegistered Variable Savings AccountDailyMonthly$250,0001.75%
TFSA
TFSATFSA variable savings accountDailyMonthly$01.75%
TFSATFSA variable savings accountDailyMonthly$100,0001.75%
TFSATFSA variable savings accountDailyMonthly$250,0001.75%
FHSA
FHSAFHSA variable rate accountDailyMonthly$01.75%
FHSAFHSA variable rate accountDailyMonthly$100,0001.75%
FHSAFHSA variable rate accountDailyMonthly$250,0001.75%
LIRA
LIRARegistered Variable Savings AccountDailyMonthly$01.75%
LIRARegistered Variable Savings AccountDailyMonthly$100,0001.75%
LIRARegistered Variable Savings AccountDailyMonthly$250,0001.75%
LRIF
LRIFRegistered Variable Savings AccountDailyMonthly$01.75%
LRIFRegistered Variable Savings AccountDailyMonthly$100,0001.75%
LRIFRegistered Variable Savings AccountDailyMonthly$250,0001.75%

Mortgage rates

rates confirmed as of 2026-10-14
Filter rates
TermTypeOpen / closedInsuredPosted rate
1-yearVariableOpenNo4.45%
5-yearVariableClosedNo3.60%
Best rate fixed closed mortgageFixed · closed · conventional · 1-year to 5-year terms
1-yearFixedClosedNo4.39%
2-yearFixedClosedNo4.29%
3-yearFixedClosedNo4.19%
4-yearFixedClosedNo4.29%
5-yearFixedClosedNo4.29%

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