About Caisse Alliance
Caisse Alliance is a francophone credit union (caisse populaire) formed January 1, 2018 through the merger of the 12 caisses of l'Alliance des caisses populaires du Nord de l'Ontario (including North Bay, Hearst, Kapuskasing, Timmins, Sturgeon Falls and Verner). Headquartered in North Bay with about 30 service centres across northern Ontario and over $1.5 billion in assets at formation, it offers personal and business banking primarily in French.
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Access: Membership required · Open common bond
Eligible provinces: Ontario
How to join: Apply via the 'Become a member' option on its website or at a local service centre.
Deposit protection: Financial Services Regulatory Authority of Ontario
prudential regulator + administers the Deposit Insurance Reserve Fund: unlimited on registered accounts, $250,000 non-registered; absorbed DICO in 2019
Current top rates
rates confirmed as of 2026-09-27| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.60% |
| 2-year GIC | 2.70% |
| 3-year GIC | 2.75% |
| 4-year GIC | 2.85% |
| 5-year GIC | 2.90% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-09-27Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-reg | N | — | At maturity | — | 2.60% |
| 1 year | Non-reg | Y | — | At maturity | — | 2.15% |
| 18 months | Non-reg | N | — | At maturity | — | 2.95% |
| 2 years | Non-reg | N | — | At maturity | — | 2.70% |
| 34 months | Non-reg | N | — | At maturity | — | 4.00% |
| 3 years | Non-reg | N | — | At maturity | — | 2.75% |
| 4 years | Non-reg | N | — | At maturity | — | 2.85% |
| 52 months | Non-reg | N | — | At maturity | — | 3.50% |
| 5 years | Non-reg | N | — | At maturity | — | 2.90% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-09-27Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Daily Interest Savings Account | — | — | — | 0.05% |
| HISA | High-Yield Savings Account | — | — | $0 | 0.05% |
| HISA | High-Yield Savings Account | — | — | $1,000 | 0.40% |
| HISA | High-Yield Savings Account | — | — | $5,000 | 0.75% |
| Junior | Student Savers Account (0 to 12 years old) | — | — | — | 0.10% |
| Junior | Youth Profit Account (12 to 26 years old) | — | — | — | 0.10% |
| USD | USD Build-Up Savings AccountUS$ | — | — | $0 | 0.05% |
| USD | USD Build-Up Savings AccountUS$ | — | — | $100,000 | 0.10% |
| USD | USD Build-Up Savings AccountUS$ | — | — | $500,000 | 0.15% |
| RRSP | |||||
| RRSP | Registered Variable Savings Account | — | — | — | 0.65% |
| RRIF | |||||
| RRIF | Registered Variable Savings Account | — | — | — | 0.65% |
| TFSA | |||||
| TFSA | Registered Variable Savings Account | — | — | — | 0.65% |
| FHSA | |||||
| FHSA | Registered Variable Savings Account | — | — | — | 0.65% |
| LIRA | |||||
| LIRA | Registered Variable Savings Account | — | — | — | 0.65% |
| LIF | |||||
| LIF | Registered Variable Savings Account | — | — | — | 0.65% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-09-27Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Open | No | 9.75% |
| 1-year | Fixed | Closed | No | 5.49% |
| 1-year | Fixed | Closed | No | 5.74% |
| 2-year | Fixed | Closed | No | 4.89% |
| 2-year | Fixed | Closed | No | 5.49% |
| 3-year | Fixed | Closed | No | 4.79% |
| 3-year | Fixed | Closed | No | 6.19% |
| 4-year | Fixed | Closed | No | 4.89% |
| 4-year | Fixed | Closed | No | 6.29% |
| 5-year | Fixed | Closed | No | 4.99% |
| 5-year | Fixed | Closed | No | 6.49% |
| 7-year | Fixed | Closed | No | 5.29% |
| 7-year | Fixed | Closed | No | 6.40% |
| 3-year | Fixed | Closed | Yes | 4.59% |
| 5-year | Fixed | Closed | Yes | 4.69% |
No mortgage rates match these filters.
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