About Cambrian Credit Union
Winnipeg-based credit union serving Winnipeg and Selkirk, Manitoba, with 68,016 members and over 300 employees per its site. Operates branch banking plus the virtual deposit division Achieva Financial, and gives back through community sponsorships and donations ($342,000 in 2024).
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Access: Membership required · Open common bond
Eligible provinces: Manitoba
How to join: Apply online at cambrian.mb.ca/open-account, or book a meeting / visit a Winnipeg or Selkirk branch.
Notes: FAQ contains the question "Can anyone open an account at Cambrian Credit Union?" but the answer is JS-rendered and could not be machine-read; no restriction found anywhere on site.
Deposit protection: Deposit Guarantee Corporation of Manitoba
100% unlimited deposit guarantee
Current top rates
rates confirmed as of 2026-10-12| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.65% |
| 2-year GIC | 3.95% |
| 3-year GIC | 3.80% |
| 4-year GIC | 3.90% |
| 5-year GIC | 4.20% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-12Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRRIFTFSA | N | Annually | Annually | $1k+ | 3.65% |
| 2 years | Non-regRRSPRRIFTFSA | N | Annually | Annually | $1k+ | 3.95% |
| 3 years | Non-regRRSPRRIFTFSA | N | Annually | Annually | $1k+ | 3.80% |
| 4 years | Non-regRRSPRRIFTFSA | N | Annually | Annually | $1k+ | 3.90% |
| 5 years | Non-regRRSPRRIFTFSA | N | Annually | Annually | $1k+ | 4.20% |
No rates match these filters.
Escalator GICs
rates confirmed as of 2026-10-12The rate rises each year of the term. Yield is the effective annual yield the institution prints.
| Product | Yr 1 | Yr 2 | Yr 3 | Yr 4 | Yr 5 | Yield |
|---|---|---|---|---|---|---|
| 3-year escalators | ||||||
| 3 Year Rate Climber3 years · redeemable · min $1kNon-reg | 3.50% | 3.70% | 3.85% | — | — | 3.68% |
| 5-year escalators | ||||||
| 5 Year Rate Climber5 years · redeemable · min $1kNon-reg | 3.80% | 3.90% | 4.05% | 4.20% | 4.25% | 4.04% |
Savings & chequing rates
rates confirmed as of 2026-10-12Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Platinum Investment Savings | — | — | $0 | 0.05% |
| Savings | Platinum Investment Savings | — | — | $5,000 | 0.10% |
| Savings | Platinum Investment Savings | — | — | $10,000 | 0.15% |
| Savings | Platinum Investment Savings | — | — | $25,000 | 0.20% |
| Savings | Platinum Investment Savings | — | — | $50,000 | 0.25% |
| Savings | Platinum Investment Savings | — | — | $100,000 | 0.45% |
| Savings | Platinum Investment Savings | — | — | $250,000 | 0.65% |
| Savings | Premium Savings | — | — | — | 1.40% |
| Chequing | |||||
| Chequing | Chequing Accounts | — | — | $0 | 0.05% |
| Chequing | Chequing Accounts | — | — | $3,000 | 0.10% |
| Chequing | Chequing Accounts | — | — | $5,000 | 0.15% |
| RRSP | |||||
| RRSP | RRSP & RRIF Variable Rate Deposits | — | — | — | 1.40% |
| RRIF | |||||
| RRIF | RRSP & RRIF Variable Rate Deposits | — | — | — | 1.40% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-10-12Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 6-month | Fixed | Closed | No | 6.50% |
| 1-year | Fixed | Closed | No | 4.19% |
| 2-year | Fixed | Closed | No | 4.30% |
| 3-year | Fixed | Closed | No | 4.19% |
| 3-year | Fixed | Closed | No | 4.30% |
| 4-year | Fixed | Closed | No | 4.19% |
| 5-year | Fixed | Closed | No | 4.25% |
| No set term | Variable | Open | No | 4.45% |
| 5-year | Variable | Closed | No | 3.50% |
No mortgage rates match these filters.
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