About Cape Breton Credit Union
Cape Breton Credit Union is a full-service co-operative financial institution based in Sydney, Nova Scotia, formed in January 2017 through the merger of Steel Centre Credit Union and Coady Credit Union, with roots dating to 1932 when Dosco Employees Credit Union served steel plant workers. It offers banking, lending, investment and insurance products from branches at 340 Prince Street in Sydney and 135 Reserve Street (former Coady location) in the Glace Bay area.
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Access: Membership required · Open common bond
Eligible provinces: Nova Scotia
How to join: Open an account at a branch to become a member and owner of the credit union.
Deposit protection: Nova Scotia Credit Union Deposit Insurance Corporation
up to $250,000
Current top rates
rates confirmed as of 2026-10-07| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.30% |
| 2-year GIC | 3.60% |
| 3-year GIC | 3.60% |
| 4-year GIC | 3.90% |
| 5-year GIC | 4.00% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-10-07Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPTFSA | N | — | At maturity | — | 3.30% |
| 2 years | Non-regRRSPTFSA | N | — | At maturity | — | 3.60% |
| 3 years | Non-regRRSPTFSA | N | — | At maturity | — | 3.60% |
| 4 years | Non-regRRSPTFSA | N | — | At maturity | — | 3.90% |
| 5 years | Non-regRRSPTFSA | N | — | At maturity | — | 4.00% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-07Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| TFSA | |||||
| TFSA | TFSA Variable | — | — | $0 | 0.75% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-07Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Closed | No | 7.30% |
| 2-year | Fixed | Closed | No | 7.20% |
| 3-year | Fixed | Closed | No | 7.10% |
| 4-year | Fixed | Closed | No | 7.00% |
| 5-year | Fixed | Closed | No | 6.90% |
No mortgage rates match these filters.
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