About Cascadia Credit Union
Cascadia Credit Union is a BC credit union created on July 1, 2025 through the three-way merger of Osoyoos Credit Union, Revelstoke Credit Union and Summerland & District Credit Union, approved by 89.9% of voting members. The combined credit union has about 16,350 members, six branches and roughly $890 million in assets, with its head office in Summerland; it has also announced merger exploration with Greater Vancouver Community Credit Union.
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Access: Membership required · Open common bond
Eligible provinces: British Columbia
How to join: Become a member at a branch or via the 'Become a Member' option on its website.
Notes: Recent-merger entity centred on Powell River; $5 share.; $5 share
Deposit protection: Credit Union Deposit Insurance Corporation of British Columbia
100% unlimited deposit protection; administered by BCFSA
Current top rates
rates confirmed as of 2026-10-16| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.15% |
| 2-year GIC | 3.25% |
| 3-year GIC | 3.45% |
| 4-year GIC | 3.55% |
| 5-year GIC | 3.75% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
Highlighted rows are promo rates— not stated on siterates confirmed as of 2026-10-16GIA Guaranteed Interest Annuities are insurance contracts — protected by Assuris, the life-insurance guarantee fund, not by CDIC.
Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-reg | N | — | At maturity | — | 3.15% |
| 1 year | Non-reg | N | — | At maturity | — | 2.50% |
| 1 year | Non-reg | Y | — | At maturity | — | 2.15% |
| 1 year | Non-reg | Y | — | At maturity | —— | 3.20%2.05% |
| 15 monthsGIA | Non-reg | N | — | At maturity | — | 3.75% |
| 18 months | Non-reg | N | — | At maturity | — | 3.20% |
| 18 months | Non-reg | N | — | At maturity | — | 2.55% |
| 2 years | Non-reg | N | — | At maturity | — | 3.25% |
| 2 years | Non-reg | N | — | At maturity | — | 2.60% |
| 3 years | Non-reg | N | — | At maturity | — | 3.45% |
| 3 years | Non-reg | N | — | At maturity | — | 2.80% |
| 42 monthsGIA | Non-reg | N | — | At maturity | — | 3.96% |
| 4 years | Non-reg | N | — | At maturity | — | 3.55% |
| 4 years | Non-reg | N | — | At maturity | — | 2.90% |
| 5 years | Non-reg | N | — | At maturity | — | 3.75% |
| 5 years | Non-reg | N | — | At maturity | — | 3.10% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-16Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Everyday Savings | — | — | — | 0.25% |
| Savings | Evolve Savings for Students and Seniors | — | — | — | 0.50% |
| HISA | High Interest Savings | — | — | — | 1.00% |
| Junior | Cascadia Kids Money Club | — | — | — | 0.50% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-10-16Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 6-month | Fixed | Open | No | 7.20% |
| 1-year | Fixed | Open | No | 7.20% |
| 1-year | Fixed | Closed | No | 5.09% |
| 2-year | Fixed | Closed | No | 4.59% |
| 3-year | Fixed | Closed | No | 4.39% |
| 4-year | Fixed | Closed | No | 4.49% |
| 5-year | Fixed | Closed | No | 4.59% |
| 1-year | Variable | Open | No | 5.45% |
| 1-year | Variable | Closed | No | 4.45% |
| 3-year | Variable | Closed | No | 4.10% |
| 5-year | Variable | Closed | No | 3.95% |
| 5-year | Fixed | Closed | Yes | 4.09% |
| 5-year | Fixed | Closed | Yes | 4.34% |
No mortgage rates match these filters.
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