About Compass Credit Union
Compass Credit Union is a member-owned Manitoba credit union formed in January 2018 by the merger of Crocus Credit Union (Brandon) and Erickson Credit Union, both predecessors founded in 1952. It serves individuals, businesses and organizations in western Manitoba from three branches (two in Brandon, one in Erickson).
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Access: Membership required · Open common bond
Eligible provinces: Manitoba
How to join: Contact or visit a Brandon or Erickson branch (204-729-4800); detailed eligibility criteria are not published on the site.
Notes: Open bond inferred from community-serving language; not explicitly stated on the site.
Deposit protection: Deposit Guarantee Corporation of Manitoba
100% unlimited deposit guarantee
Current top rates
rates confirmed as of 2026-09-30| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.55% |
| 2-year GIC | 3.65% |
| 3-year GIC | 3.70% |
| 4-year GIC | 3.75% |
| 5-year GIC | 3.80% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-09-30Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30 days | Non-regTFSA | N | — | At maturity | — | 0.60% |
| 90 days | Non-regTFSA | N | — | At maturity | — | 0.85% |
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPTFSA | N | — | At maturity | — | 3.55% |
| 1 year | Non-regTFSA | Y | — | At maturity | — | 1.60% |
| 2 years | Non-regRRSPTFSA | N | — | At maturity | — | 3.65% |
| 2 years | Non-regTFSA | Y | — | At maturity | — | 1.70% |
| 3 years | Non-regRRSPTFSA | N | — | At maturity | — | 3.70% |
| 4 years | Non-regRRSPTFSA | N | — | At maturity | — | 3.75% |
| 5 years | Non-regRRSPTFSA | N | — | At maturity | — | 3.80% |
| Grow & Go GICNon-redeemable · paid at maturity | ||||||
| 3 years | Non-reg | N | — | At maturity | — | 3.45% |
| 4 years | Non-reg | N | — | At maturity | — | 3.50% |
| 5 years | Non-reg | N | — | At maturity | — | 3.55% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-09-30Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Plan 24 | — | — | — | 0.05% |
| Savings | Premium Savings | — | — | $0 | 0.10% |
| Savings | Premium Savings | — | — | $5,000.01 | 0.20% |
| Savings | Premium Savings | — | — | $25,000.01 | 0.30% |
| Savings | Premium Savings | — | — | $50,000.01 | 0.50% |
| Savings | Premium Savings | — | — | $100,000 | 0.65% |
| HISA | High-Interest Savings | — | — | $0 | 0.50% |
| HISA | High-Interest Savings | — | — | $10,000.01 | 1.00% |
| HISA | High-Interest Savings | — | — | $50,000.01 | 1.30% |
| HISA | High-Interest Savings | — | — | $150,000.01 | 1.40% |
| HISA | High-Interest Savings | — | — | $250,000 | 1.50% |
| Junior | Youth Account | — | — | — | 0.15% |
| RRSP | |||||
| RRSP | Variable (MMB) (CS) | — | — | — | 1.60% |
| TFSA | |||||
| TFSA | Variable (MMB) (CS) | — | — | — | 1.60% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-09-30Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Open | No | 6.74% |
| 1-year | Fixed | Closed | No | 4.99% |
| 2-year | Fixed | Closed | No | 4.49% |
| 3-year | Fixed | Closed | No | 3.99% |
| 4-year | Fixed | Closed | No | 4.19% |
| 5-year | Fixed | Closed | No | 4.29% |
| No set term | Variable | Closed | No | 5.70% |
No mortgage rates match these filters.
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