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CUA

Credit union· Halifax, Nova Scotia· Since 1948Anyone can join

About CUA

CUA (Credit Union Atlantic) is a Halifax-based credit union founded in 1948 as the Dockyard Credit Union. With total assets over $1 billion, it serves the Halifax region through branches spanning Cole Harbour to Tantallon plus a corporate office, commercial lending centre and customer contact centre, offering personal and business banking.

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Access: Membership required · Open common bond

Eligible provinces: Nova Scotia

How to join: Open an account online or in-branch with one piece of government-issued ID; a refundable $5.00 deposit activates the account.

Deposit protection: Nova Scotia Credit Union Deposit Insurance Corporation

up to $250,000

How deposit insurance works →

Current top rates

rates confirmed as of 2026-09-26
Best GIC · 5-year2.85%
Best mortgage · 5-year fixed6.09%
Prime rate4.45%
GIC ladderBest rate
1-year GIC2.45%
2-year GIC2.50%
3-year GIC2.60%
4-year GIC2.70%
5-year GIC2.85%

Base ladder rates. Institution may have more term rates below.

Rate history builds here as we track this institution's rates over time.

Term deposit rates

— not stated on siterates confirmed as of 2026-09-26
Filter rates
TermRegistrationRedeemableCompoundingInterest paidMin–Max depositRate
Short-term — under 1 year
30 – 59 daysNon-regN—At maturity—1.95%
60 – 89 daysNon-regN—At maturity—2.00%
90 – 179 daysNon-regN—At maturity—2.10%
180–364 daysNon-regN—At maturity—2.30%
Long-term — 1 year +
1 yearNon-regN—At maturity—2.45%
18 monthsNon-regN—At maturity—3.05%
2 yearsNon-regN—At maturity—2.50%
30 monthsNon-regN—At maturity—2.70%
3 yearsNon-regN—At maturity—2.60%
4 yearsNon-regN—At maturity—2.70%
5 yearsNon-regN—At maturity—2.85%

Savings & chequing rates

rates confirmed as of 2026-09-26
Filter rates
TypeProductCalculatedPaidMin. balanceRate
Savings
SavingsmySavings——$10.05%
SavingsmySavings——$5,0000.05%
SavingsmySavings——$10,0000.10%
SavingsmySavings——$25,0000.10%
SavingsmySavings——$60,0000.10%
SavingsmySavings——$100,0000.15%
RRSP
RRSPRRSP and RRIF Variable——$00.20%
RRSPRRSP and RRIF Variable——$5,0010.20%
RRSPRRSP and RRIF Variable——$25,0010.20%
RRSPRRSP and RRIF Variable——$50,0010.20%
RRIF
RRIFRRSP and RRIF Variable——$00.20%
RRIFRRSP and RRIF Variable——$5,0010.20%
RRIFRRSP and RRIF Variable——$25,0010.20%
RRIFRRSP and RRIF Variable——$50,0010.20%
TFSA
TFSATFSA———0.50%

Mortgage rates

rates confirmed as of 2026-09-26
Filter rates
TermTypeOpen / closedInsuredPosted rate
6-monthFixedOpenNo10.00%
1-yearFixedOpenNo10.00%
6-monthFixedClosedNo8.25%
1-yearFixedClosedNo5.84%
2-yearFixedClosedNo5.49%
3-yearFixedClosedNo6.04%
4-yearFixedClosedNo5.99%
5-yearFixedClosedNo6.09%
5-yearFixedClosedNo6.79%

Home equity line of credit

ProductPosted rate
Home Equity Line of Credit - up to 65% loan to value4.95%
Home Equity Line of Credit - up to 80% loan to value5.45%

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