About Edam Credit Union
Saskatchewan credit union founded in 1943 with 27 members in Edam, grown into a full-service single-branch financial institution serving Edam and the surrounding area.
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Access: Membership required · Open common bond
Eligible provinces: Saskatchewan
How to join: Contact or visit the Edam branch to become a member (site: become-member page directs to contact).
Notes: Official site does not publish detailed eligibility; open bond inferred from member-owned community model and standard SK practice. $5 share per credituniondirectory.ca (unverified).
Deposit protection: Credit Union Deposit Guarantee Corporation (Saskatchewan)
100% deposit guarantee; also the prudential regulator
Current top rates
rates confirmed as of 2026-09-26| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 2.65% |
| 2-year GIC | 2.75% |
| 3-year GIC | 2.85% |
| 4-year GIC | 2.90% |
| 5-year GIC | 2.95% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-09-26Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 30–364 days | Non-reg | N | — | At maturity | — | 1.35% |
| Long-term — 1 year + | ||||||
| 1 year | RRSP | N | — | At maturity | — | 2.85% |
| 1 year | Non-reg | N | — | At maturity | — | 2.65% |
| 2 years | RRSP | N | — | At maturity | — | 2.90% |
| 2 years | Non-reg | N | — | At maturity | — | 2.75% |
| 3 years | RRSP | N | — | At maturity | — | 2.95% |
| 3 years | Non-reg | N | — | At maturity | — | 2.85% |
| 4 years | RRSP | N | — | At maturity | — | 3.05% |
| 4 years | Non-reg | N | — | At maturity | — | 2.90% |
| 5 years | RRSP | N | — | At maturity | — | 3.10% |
| 5 years | Non-reg | N | — | At maturity | — | 2.95% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-09-26Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | AgriInvest Savings Account | — | — | — | 1.00% |
| Savings | Plan 24® Savings Account | Daily | — | $0 | 0.50% |
| Savings | Plan 24® Savings Account | Daily | — | $25,000 | 0.50% |
| Savings | Plan 24® Savings Account | Daily | — | $50,000 | 0.60% |
| Savings | Plan 24® Savings Account | Daily | — | $100,000 | 0.60% |
| Savings | Plan 24® Savings Account | Daily | — | $250,000 | 0.70% |
| Savings | Plan 24® Savings Account | Daily | — | $500,000 | 0.70% |
| Savings | Plan 24® Savings Account | Daily | — | $1,000,000 | 0.85% |
| RRSP | |||||
| RRSP | RRSP - variable | — | — | — | 0.15% |
No rates match these filters.
Mortgage rates
Highlighted rows are promo ratesrates confirmed as of 2026-09-26Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Closed | No | 5.19% |
| 2-year | Fixed | Closed | No | 4.99% |
| 3-year | Fixed | Closed | No | 4.39% |
| 4-year | Fixed | Closed | No | 4.49% |
| 5-year | Fixed | Closed | No | 3.99% |
| 5-year | Fixed | Closed | No | 4.49% |
No mortgage rates match these filters.
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