About Industrial Alliance
iA Financial Group (Industrial Alliance Insurance and Financial Services Inc.) is one of Canada's largest insurance and wealth management groups, founded in Quebec City in 1892. A publicly traded company (TSX: IAG), it offers life and health insurance, savings and retirement products including annuities and segregated funds, and wealth management across Canada and the United States. The insurer is chartered under Quebec law, with the AMF as its lead prudential regulator.
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Access: Open to all Canadians
Eligible provinces: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Northwest Territories, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
How to join: Purchase insurance, annuity, or investment products through iA advisors and distribution partners nationwide.
Deposit protection: Assuris
protects policyholder benefits if a life insurer fails (e.g. deposit-type products up to $100,000 or 90%)
Current top rates
data as of 2026-10-16Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on sitedata as of 2026-10-16GIA Guaranteed Interest Annuities are insurance contracts — protected by Assuris, the life-insurance guarantee fund, not by CDIC.
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| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 yearGIA | Non-regRRSPTFSA | Y | Annually—Annually—Annually—Annually— | At maturityAnnuallyAt maturityAnnuallyAt maturityAnnuallyAt maturityAnnually | $1k – $24,999$1k – $24,999$25k – $99,999$25k – $99,999$100k – $199,999$100k – $199,999$200k – $499,999$200k – $499,999 | 2.55%2.55%2.70%2.70%2.75%2.75%2.80%2.80% |
| 2 yearsGIA | Non-regRRSPTFSA | Y | Annually—Annually—Annually—Annually— | At maturityAnnuallyAt maturityAnnuallyAt maturityAnnuallyAt maturityAnnually | $1k – $24,999$1k – $24,999$25k – $99,999$25k – $99,999$100k – $199,999$100k – $199,999$200k – $499,999$200k – $499,999 | 2.95%2.95%3.10%3.10%3.15%3.15%3.20%3.20% |
| 3 yearsGIA | Non-regRRSPTFSA | Y | Annually—Annually—Annually—Annually— | At maturityAnnuallyAt maturityAnnuallyAt maturityAnnuallyAt maturityAnnually | $1k – $24,999$1k – $24,999$25k – $99,999$25k – $99,999$100k – $199,999$100k – $199,999$200k – $499,999$200k – $499,999 | 3.05%3.05%3.20%3.20%3.25%3.25%3.30%3.30% |
| 4 yearsGIA | Non-regRRSPTFSA | Y | Annually—Annually—Annually—Annually— | At maturityAnnuallyAt maturityAnnuallyAt maturityAnnuallyAt maturityAnnually | $1k – $24,999$1k – $24,999$25k – $99,999$25k – $99,999$100k – $199,999$100k – $199,999$200k – $499,999$200k – $499,999 | 3.25%3.25%3.40%3.40%3.45%3.45%3.50%3.50% |
| 5 yearsGIA | Non-regRRSPTFSA | Y | Annually—Annually—Annually—Annually— | At maturityAnnuallyAt maturityAnnuallyAt maturityAnnuallyAt maturityAnnually | $1k – $24,999$1k – $24,999$25k – $99,999$25k – $99,999$100k – $199,999$100k – $199,999$200k – $499,999$200k – $499,999 | 3.40%3.40%3.55%3.55%3.60%3.60%3.65%3.65% |
| 10 yearsGIA | Non-regRRSPTFSA | Y | Annually—Annually—Annually—Annually— | At maturityAnnuallyAt maturityAnnuallyAt maturityAnnuallyAt maturityAnnually | $1k – $24,999$1k – $24,999$25k – $99,999$25k – $99,999$100k – $199,999$100k – $199,999$200k – $499,999$200k – $499,999 | 4.10%4.10%4.25%4.25%4.30%4.30%4.35%4.35% |
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