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L.I.U.N.A. Local 183 Credit Union

Credit union· Vaughan, Ontario· Since 1978Restricted membership

About L.I.U.N.A. Local 183 Credit Union

L.I.U.N.A. Local 183 Credit Union Limited is an Ontario credit union established in February 1978 to serve members of LIUNA Local 183, the construction labourers' union local. It operates three locations serving the Greater Toronto Area, Vaughan and Barrie. It offers accounts, credit cards, loans, mortgages and registered investments.

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Access: Membership required · Closed common bond

Eligible provinces: Ontario

How to join: Be a LIUNA Local 183 member (or spouse/immediate family) and purchase $125 in membership shares.

Deposit protection: Financial Services Regulatory Authority of Ontario

prudential regulator + administers the Deposit Insurance Reserve Fund: unlimited on registered accounts, $250,000 non-registered; absorbed DICO in 2019

How deposit insurance works →

Current top rates

rates confirmed as of 2026-09-18
Best GIC · 5-year2.60%
Best mortgage · 5-year fixed4.90%
GIC ladderBest rate
1-year GIC2.10%
2-year GIC2.15%
3-year GIC2.30%
4-year GIC2.40%
5-year GIC2.60%

Base ladder rates. Institution may have more term rates below.

Rate history builds here as we track this institution's rates over time.

Term deposit rates

— not stated on siterates confirmed as of 2026-09-18
Filter rates
TermRegistrationRedeemableCompoundingInterest paidMin–Max depositRate
Short-term — under 1 year
30 – 179 daysNon-regRRSPRRIFTFSAY—At maturity—0.50%
Long-term — 1 year +
1 yearNon-regRRSPRRIFTFSAN—At maturity—2.10%
2 yearsNon-regRRSPRRIFTFSAN—At maturity—2.15%
3 yearsNon-regRRSPRRIFTFSAN—At maturity—2.30%
4 yearsNon-regRRSPRRIFTFSAN—At maturity—2.40%
5 yearsNon-regRRSPRRIFTFSAN—At maturity—2.60%

Mortgage rates

rates confirmed as of 2026-09-18
Filter rates
TermTypeOpen / closedInsuredPosted rate
6-monthFixedOpenNo7.25%
1-yearFixedOpenNo6.90%
6-monthFixedClosedNo6.80%
1-yearFixedClosedNo6.00%
2-yearFixedClosedNo5.20%
3-yearFixedClosedNo5.45%
4-yearFixedClosedNo5.60%
5-yearFixedClosedNo4.90%
No set termVariableClosedNo4.95%
5-yearFixed · Second mortgageClosedNo7.50%

Home equity line of credit

ProductPosted rate
Merit Line of Credit4.95%

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