About MAXA Financial
MAXA Financial is the online-only deposit division of Winnipeg-based Assiniboine Credit Union Limited, launched in 2006 by Westoba Credit Union and carried into Assiniboine through the 2025 Assiniboine–Caisse Financial Group–Westoba amalgamation. It offers high-interest savings and 1–5 year non-redeemable GICs (non-registered, TFSA, RRSP, RRIF) to members across Canada, with deposits guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.
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Access: Membership required · Open common bond
Eligible provinces: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Northwest Territories, Nunavut, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon
How to join: Open a membership online at maxafinancial.com/maxa-financial-sign-up/ and fund the $5 membership share within 30 days of opening.
Notes: Personal accounts only — no business or trust accounts. Site claims 'across Canada' but does not explicitly enumerate Quebec/territories; eligible_provinces mirrored from sister brand outlook-financial.
Deposit protection: Deposit Guarantee Corporation of Manitoba
100% unlimited deposit guarantee
Current top rates
rates confirmed as of 2026-10-14| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.85% |
| 2-year GIC | 3.90% |
| 3-year GIC | 4.05% |
| 4-year GIC | 4.10% |
| 5-year GIC | 4.25% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-14Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 3.85% |
| 2 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 3.90% |
| 3 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 4.05% |
| 4 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 4.10% |
| 5 years | Non-regRRSPRRIFTFSA | N | — | At maturity | — | 4.25% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-14Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| HISA | High Interest Savings Account | — | — | — | 1.95% |
| RRSP | |||||
| RRSP | RRSP High Interest Savings Account | — | — | — | 1.95% |
| RRIF | |||||
| RRIF | RRIF High Interest Savings Account | — | — | — | 1.95% |
| TFSA | |||||
| TFSA | TFSA High Interest Savings Account | — | — | — | 1.95% |
| FHSA | |||||
| FHSA | FHSA High Interest Savings Account | — | — | — | 1.95% |
No rates match these filters.
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