About Me-Dian Credit Union
Me-Dian Credit Union is a Winnipeg-based Manitoba credit union founded in 1978 as the Métis Credit Union of Manitoba and described as Canada's first Indigenous financial institution. Member-owned, it offers personal and business banking with a mission centred on economic reconciliation for First Nations, Inuit and Métis communities. Since 2009 it has welcomed all Manitobans, Indigenous and non-Indigenous.
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Access: Membership required · Open common bond
Eligible provinces: Manitoba
How to join: Any Manitoba resident can join by opening a membership at the credit union.
Deposit protection: Deposit Guarantee Corporation of Manitoba
100% unlimited deposit guarantee
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.45% |
| 2-year GIC | 3.55% |
| 3-year GIC | 3.65% |
| 4-year GIC | 3.70% |
| 5-year GIC | 3.75% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Long-term — 1 year + | ||||||
| 1 year | Non-reg | N | — | At maturity | $500+ | 3.45% |
| 1 year | Non-reg | Y | — | At maturity | — | 1.50% |
| 2 years | Non-reg | N | — | At maturity | $500+ | 3.55% |
| 3 years | Non-reg | N | — | At maturity | $500+ | 3.65% |
| 4 years | Non-reg | N | — | At maturity | $500+ | 3.70% |
| 5 years | Non-reg | N | — | At maturity | $500+ | 3.75% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Closed | No | 4.90% |
| 2-year | Fixed | Closed | No | 4.50% |
| 3-year | Fixed | Closed | No | 4.20% |
| 4-year | Fixed | Closed | No | 4.15% |
| 5-year | Fixed | Closed | No | 3.99% |
| No set term | Variable | Open | No | 6.45%Prime + 2.00% |
No mortgage rates match these filters.
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