About NBTA Credit Union
NBTA Credit Union is a member-owned New Brunswick credit union founded in 1971 to serve members of the New Brunswick Teachers' Association and the education community. Headquartered at 650 Montgomery Street in Fredericton, it offers full personal banking services and has been open to the general public since 2010.
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Access: Membership required · Open common bond
Eligible provinces: New Brunswick
How to join: Any New Brunswick resident can open a membership; contact 1-800-565-5626 or the Fredericton office.
Deposit protection: New Brunswick Credit Union Deposit Insurance Corporation
up to $250,000
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.30% |
| 2-year GIC | 3.60% |
| 3-year GIC | 3.75% |
| 4-year GIC | 3.90% |
| 5-year GIC | 4.00% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 0 – 364 days | Non-regRRSP | N | — | At maturity | — | 1.00% |
| Long-term — 1 year + | ||||||
| 1 year | Non-regRRSP | N | — | At maturity | — | 3.30% |
| 2 years | Non-regRRSP | N | — | At maturity | — | 3.60% |
| 3 years | Non-regRRSP | N | — | At maturity | — | 3.75% |
| 4 years | Non-regRRSP | N | — | At maturity | — | 3.90% |
| 5 years | Non-regRRSP | N | — | At maturity | — | 4.00% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-15Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Basic Savings | — | — | — | 0.10% |
| Savings | Daily Interest Savings | — | — | — | 0.05% |
| Savings | Member Life Savings | — | — | — | 1.00% |
| TFSA | |||||
| TFSA | TFSA Savings | — | — | — | 1.00% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Open | No | 7.30% |
| 2-year | Fixed | Open | No | 7.20% |
| 3-year | Fixed | Open | No | 7.10% |
| 4-year | Fixed | Open | No | 7.00% |
| 5-year | Fixed | Open | No | 6.90% |
| 1-year | Fixed | Closed | No | 5.30% |
| 2-year | Fixed | Closed | No | 5.20% |
| 3-year | Fixed | Closed | No | 5.10% |
| 4-year | Fixed | Closed | No | 5.00% |
| 5-year | Fixed | Closed | No | 4.90% |
No mortgage rates match these filters.
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