About Resurrection Credit Union
Resurrection Credit Union (RCU) is a small member-owned Ontario credit union founded on September 29, 1962 to serve Lithuanian immigrants who were parishioners of Toronto's Resurrection Parish — a Lithuanian (not Polish) community institution. It serves about 2,500 members with roughly $176 million in assets through two branches in Toronto and Mississauga (the Anapilis branch at the Lithuanian community centre), offering everyday banking, lending, and investments.
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Access: Membership required
Eligible provinces: Ontario
How to join: Complete the online membership application, then finalize at an in-branch appointment with government photo ID, a SIN, and $25 in refundable membership shares.
Deposit protection: Financial Services Regulatory Authority of Ontario
prudential regulator + administers the Deposit Insurance Reserve Fund: unlimited on registered accounts, $250,000 non-registered; absorbed DICO in 2019
Current top rates
rates confirmed as of 2026-10-15| GIC ladder | Best rate |
|---|---|
| 1-year GIC | 3.25% |
| 2-year GIC | 3.00% |
| 3-year GIC | 3.60% |
| 4-year GIC | 3.70% |
| 5-year GIC | 3.80% |
Base ladder rates. Institution may have more term rates below.
Rate history builds here as we track this institution's rates over time.
Term deposit rates
— not stated on siterates confirmed as of 2026-10-15Filter rates
| Term | Registration | Redeemable | Compounding | Interest paid | Min–Max deposit | Rate |
|---|---|---|---|---|---|---|
| Short-term — under 1 year | ||||||
| 6 months | Non-reg | N | — | At maturity | — | 3.00% |
| Long-term — 1 year + | ||||||
| 30–365 days | Non-reg | Y | — | At maturity | — | 1.75% |
| 1 year | Non-reg | N | — | At maturity | — | 3.25% |
| 1 year | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | — | 2.80% |
| 1 year | Non-reg | cashable | — | At maturity | — | 2.25% |
| 15 months | Non-reg | cashable | — | At maturity | — | 3.85% |
| 2 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | — | 3.00% |
| 3 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | — | 3.60% |
| 4 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | — | 3.70% |
| 5 years | Non-regRRSPRRIFTFSAFHSA | N | — | At maturity | — | 3.80% |
| VARIABLENon-redeemable · paid at maturity | ||||||
| 1 year | RRSP | N | — | At maturity | — | 1.00% |
| 2 years | RRIF | N | — | At maturity | — | 1.00% |
| 3 years | TFSA | N | — | At maturity | — | 1.00% |
| 4 years | FHSA | N | — | At maturity | — | 1.00% |
| U.S. dollar — all terms | ||||||
| 1 year | Non-reg | N | — | At maturity | — | 1.75% |
No rates match these filters.
Savings & chequing rates
rates confirmed as of 2026-10-15Filter rates
| Type | Product | Calculated | Paid | Min. balance | Rate |
|---|---|---|---|---|---|
| Savings | |||||
| Savings | Daily Savings Account | — | — | — | 0.50% |
| USD | U.S. Daily SavingsUS$ | — | — | — | 1.00% |
| EUR | Euro Daily Savings€ | — | — | — | 0.10% |
| Chequing | |||||
| Chequing | Pay As You Go Chequing Account | — | — | — | 0.10% |
No rates match these filters.
Mortgage rates
rates confirmed as of 2026-10-15Filter rates
| Term | Type | Open / closed | Insured | Posted rate |
|---|---|---|---|---|
| 1-year | Fixed | Closed | No | 4.19% |
| 2-year | Fixed | Closed | No | 4.39% |
| 3-year | Fixed | Closed | No | 4.79% |
| 4-year | Fixed | Closed | No | 4.79% |
| 5-year | Fixed | Closed | No | 4.79% |
| 1-year | Variable | Open | No | 4.95% |
| 2-year | Variable | Open | No | 4.95% |
| 3-year | Variable | Open | No | 4.95% |
| 3-year | Variable | Closed | No | 4.45% |
| First Time Home Buyers MortgageFixed · closed · conventional · 1-year term | ||||
| 1-year | Fixed | Closed | No | 3.99% |
No mortgage rates match these filters.
Home equity line of credit
| Product | Posted rate |
|---|---|
| Home Equity Line of Credit | 5.10% |
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